Santa Barbara County, CA Bankruptcy & Debt Lawyers, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Natalie Ann Spilborghs

Wills, Trusts, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

550 Asilomar Way, Santa Barbara, CA 93117

Silvia Heeyuhn Sun

Family Law, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 16 Years

CONTACT

115 N Broadway, Santa Maria, CA 93454

Luis Esparza

White Collar Crime, Securities, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1875 Century Park E, Santa Barbara, CA 93102

R. Morgan Holland

Estate, Divorce & Family Law, Misdemeanor, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing

CONTACT

323 North Vine Street, Santa Maria, CA 93454

Michael Margaret Stewart

Identity Theft, Contract, Collection, Personal Injury

Status: In Good Standing

CONTACT

1514 Anacapa Street, Santa Barbara, CA 93101

James Patrick O'Neill

Commercial Real Estate, Trusts, Business, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

301 E Cook St, Santa Maria, CA 93454

William Hunt

Employee Rights, Antitrust, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

5276 Hollister Ave, Santa Barbara, CA 93111

Vaughn Bunch

Trademark, Copyright, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

Vaughn Eric Bunch

Trademark, Copyright, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Santa Barbara County, CA Bankruptcy & Debt Lawyers, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Natalie Ann Spilborghs

Silvia Heeyuhn Sun

Luis Esparza

R. Morgan Holland

Michael Margaret Stewart

James Patrick O'Neill

William Hunt

Vaughn Bunch

Vaughn Eric Bunch

TIPS

LEGAL TERMS

CCCS

GUARANTOR

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CURRENT MONTHLY INCOME

SUBROGATION

UNDUE HARDSHIP

DEBT COLLECTOR

LIEN

GENERAL PARTNER

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