Savannah Bankruptcy & Debt Lawyer, Georgia, page 5

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John E. Pytte
Rebuild Credit
John E. Pytte
617 Stevenson Ave Suite 102 Savannah, GA 31405 » view map
Chapter 13, Chapter 7, Foreclosure
Your Georgia Debt Relief Specialist

Bankruptcy has lost much of its once onerous meaning. The perception has changed largely because of the experience of thousands of people.

800-948-3470
1. John E. Pytte Savannah, GA
  Attorney At Law - GA, 1995
  University of Georgia School of Law
2. Rebuild Credit
  Most people choose to keep their personal property and just include the loan in their Chapter 13 plan.
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Dorothy W. Courington

Real Estate, Estate, Business, Bankruptcy

Status: In Good Standing

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Savannah, GA 31402

Rebecca Claire Franklin

Aviation, Federal Trial Practice, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 53 Years

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7 East Congress Street, Savannah, GA 31405

Daniel Christian Jenkins

Bankruptcy, Bankruptcy & Debt, Products Liability, Personal Injury

Status: In Good Standing Licensed: 19 Years

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24 Drayton Street, Savannah, GA 31401

Stephen F. Greenberg

Real Estate, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

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Savannah, GA 31412

Benjamin Wagger Karpf

Intellectual Property, Industry Specialties, Business, Bankruptcy

Status: In Good Standing

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133 Montgomery Street, Savannah, GA 31401

Robert Warren Attridge

Traffic, Divorce & Family Law, Felony, Credit & Debt

Status: In Good Standing Licensed: 40 Years

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205 Salisbury Rd, Savannah, GA 31410

Jeffrey Scott Hanna

Family Law, Adoption, Bankruptcy

Status: In Good Standing Licensed: 29 Years

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7 E Congress Street, Savannah, GA 31412

Richard C. Jennings

Bankruptcy & Debt, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

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115 West Oglethorpe Avenue, Savannah, GA 31401

Walter C. Hartridge

Environmental Law Other, Workers' Compensation, Bankruptcy, Personal Injury

Status: Inactive

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447 Bull Street, Savannah, GA 31401

Melody Yu-Ong Boyd

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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2 East Bryan Street, Savannah, GA 31401

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Savannah Bankruptcy & Debt Lawyer, Georgia, page 5

Sponsored Law Firm

John E. Pytte

SPONSORED LAWYERS

Dorothy W. Courington

Rebecca Claire Franklin

Daniel Christian Jenkins

Stephen F. Greenberg

Benjamin Wagger Karpf

Robert Warren Attridge

Jeffrey Scott Hanna

Richard C. Jennings

Walter C. Hartridge

Melody Yu-Ong Boyd

TIPS

LEGAL TERMS

DEBT COLLECTOR

INTEREST

FRATERNAL BENEFIT SOCIETY BENEFITS

GARNISHMENT

UNSECURED DEBT

NONEXEMPT PROPERTY

SUBROGATION

FAIR CREDIT BILLING ACT (FCBA)

BULK SALES LAW

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