Savannah Collection Lawyer, Georgia, page 6

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John E. Pytte
Rebuild Credit
John E. Pytte
617 Stevenson Ave Suite 102 Savannah, GA 31405 » view map
Chapter 13, Chapter 7, Foreclosure
Your Georgia Debt Relief Specialist

Bankruptcy has lost much of its once onerous meaning. The perception has changed largely because of the experience of thousands of people.

800-948-3470
1. John E. Pytte Savannah, GA
  Attorney At Law - GA, 1995
  University of Georgia School of Law
2. Rebuild Credit
  Most people choose to keep their personal property and just include the loan in their Chapter 13 plan.
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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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Savannah Collection Lawyer, Georgia, page 6

Sponsored Law Firm

John E. Pytte

SPONSORED LAWYERS

Benjamin Wagger Karpf

Robert Warren Attridge

Jeffrey Scott Hanna

Walter C. Hartridge

Melody Yu-Ong Boyd

Jeffrey R. Harris

Stephen H. Harris

Kathleen Horne

Robert Lee Mccorkle

C. James Mccallar

TIPS

LEGAL TERMS

GUARANTEED RESERVATION

REDEMPTION

TRADE NAME

ADMINISTRATIVE EXPENSES

DOING BUSINESS AS (DBA)

GENERAL PARTNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDITOR

TRADE DRESS

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