Insurance

Anthony A. Nozzolillo, Esq. is seasoned attorney representing individual and corporate buyers, sellers, and lenders in both routine and complex residential and commercial real estate closing transactions; commercial and residential leasing agreements (lessor and lessee); mortgage refinancing- representing national and local lenders in closings on both first and second residential and commercial loans. He serves as Chief Legal Counsel to a Real Estate Title Insurance Company, On Point Land Services Corporation, and is General Counsel to Keen Settlement Services, Inc. a Loan Settlement Company, both located in Merrick, Long Island, New York. He also serves as Of Counsel to the Real Estate and Litigation Departments of Turturro Law, P.C., a full-service Law Firm in Staten Island, New York. He is well versed in all aspects of Landlord/Tenant matters, as well as Title and Title Insurance, and possesses vast knowledge of Real Estate Litigation and dispute resolutions (Evictions, Foreclosures, Breach of Contract Disputes, Escrow Deposit Disputes, Title Disputes (Quiet Title/Notice of Pendency), Boundary Line Disputes, Adverse Possession, Breach of Warranty of Habitability). He is a frequent guest speaker at Realtor and Mortgage Broker conventions involving first time homebuyers and all facets of title insurance. Although the current mainstay of his practice concentration is Real Estate Law, having run his own Private Law Practice for almost a decade, Mr. Nozzolillo provides additional legal services not limited to: Drafting of Wills and Trusts/Estate Planning; Business Law; (Corporate Entity Formation, Contract Drafting); Civil Litigation Representation;(Personal Injury; Slip and Falls; Arbitration; Mediation); Small Claims Court Matters; Contract Law (Partnership Agreements, Independent Contractor Agreements, Prenuptial Agreements, etc). Additionally, Mr. Nozzolillo serves as President / Legal to the Board of Managers of The Meridian Condominium, a 36 Unit Luxury Oceanfront Condominium located in Long Beach, New York. He is also Community Counsel to 70-80 Gibbons Boulevard, a 500 Unit Cooperative Building located in Valley Stream, New York. He is the recipient of awards from The New York Association of Mortgage Brokers (NYAMB); HERALD Newspapers; Martindale- Hubbell, and The American Registry; and has represented celebrity clients (the late Alan Colmes (Hannity & Colmes) as well as High Net Worth Investors. Mr. Nozzolillo received a Bachelor of Science in Accounting from State University of New York at Albany (School of Business) and a Juris Doctorate from Hofstra University School of Law. He is an active member of the New York State Bar Association; Nassau County Bar Association; American Bar Association; American Association of Notaries; Affiliate of Member of Long Island Board of Realtors (LIBOR) and New York Association of Mortgage Brokers (NYAMB). In addition, he is a licensed New York State Real Estate Broker.

EXPERIENCE: ScaleUp Legal – Partner Miami, FL • Provide legal guidance on immigration-related matters during corporate restructuring and mergers/acquisitions. • Guide startups through the process of entity formation, including selecting the appropriate legal structure, drafting formation documents, and obtaining necessary licenses and permits. • Assist businesses in obtaining non-immigrant and immigrant visas for foreign employees, including H-1B visas, L-1 visas, E-2 visas, and employment-based green cards. • Counsel individuals and families on family-based immigration options, such as marriagebased visas, fiancé visas, and family sponsorship petitions. • Draft, review, and negotiate commercial lease agreements on behalf of landlords and tenants, ensuring all terms and conditions are clear, fair, and legally enforceable. • Manage formation and development of ScaleUp program for startups seeking representation and counsel to raise capital, overcoming due diligence difficulties, and structuring deals. • Draft wills, trusts, and other estate planning documents tailored to clients' needs and objectives. Consumer Law Group – Immigration Attorney Nationwide - Remote • Provide mentorship and training to junior attorneys, sharing expertise and best practices in immigration law. • Delegate appropriate tasks to paralegals, overseeing their work and ensuring accuracy and compliance with legal standards. • Prepare and submit visa applications, petitions, and appeals on behalf of clients. • Conduct legal research and stay updated on immigration laws and regulations. • Advise clients on eligibility criteria, documentation requirements, and potential immigration options. • Travel across the United States to represent clients in immigration court hearings, asylum interviews, adjustment of status interviews, and other proceedings. Canizares Law Group – Immigration Attorney Nationwide – Miami, FL • Provide comprehensive legal counsel and representation to clients navigating various immigration matters. • Prepare and submit visa applications, petitions, and appeals for individuals, families, and employers. • Conduct legal research to stay updated on evolving immigration laws, policies, and precedents. • Advocate for clients in immigration proceedings, including asylum hearings, adjustment of status interviews, and deportation defense. • Prepare and file waivers of inadmissibility, including unlawful presence, criminal convictions, fraud/misrepresentation, and other grounds of inadmissibility. • Maintain accurate case documentation and ensure compliance with all relevant immigration regulations and ethical standards. Angel F. Leal, Jr., P.A. – Immigration Attorney Nationwide • Prepare and file immigration petitions and applications with U.S. Citizenship and Immigration Services (USCIS), ensuring accuracy and compliance with immigration laws and regulations. • Advocate for clients in immigration court hearings, asylum interviews, and appeals before the Board of Immigration Appeals (BIA), leveraging expertise in immigration law and procedures. • Review Freedom of Information Act (FOIA) requests and analyze documents obtained from government agencies, often comprising hundreds of pages, to gather relevant information for clients' immigration cases. Property Litigation Group – Litigation Attorney Miramar, FL • Advocate for policyholders in disputes with insurance companies regarding property damage claims, including homeowner's insurance, commercial property insurance, and business interruption claims. • Assess the terms and coverage of insurance policies to determine the extent of coverage and obligations of the insurance company. • Prepare and file lawsuits against insurance companies for breach of contract, bad faith denial of claims, and unfair claims practices. • Negotiate settlements with insurance companies or represent clients in litigation to pursue maximum compensation for property damage and losses covered by insurance policies. M3N – Corporate Governance Counsel Miami, FL and Barcelona, Spain • Devised corporate governance protocols tailored to the demands of a technology-driven corporation focused on investing in triple net commercial real estate (CRE) through data science. • Provided strategic guidance to senior management and the board of directors concerning regulatory adherence and fiduciary obligations pertinent to technology-based investments in triple net CRE. • Utilized extensive networking and contacts cultivated during the COVID-19 pandemic to secure essential funding, ensuring compliance with governance standards and meeting investor expectations. EDUCATION: Universidad de Barcelona, Facultad de Derecho Barcelona, Spain Grado en Derecho (Legum Baccalaureus (LL.B.)/Bachelor of Law) – EU Law and Data Privacy Nova Southeastern University, Shepard Broad College of Law Ft. Lauderdale, FL Juris Doctor (J.D.) – International Law & Civil Law Stetson University College of Law: Tampa, FL International Institute of Social Studies The Hague, Netherlands Florida International University Department of Politics & International Relations Miami, FL Bachelor of Arts (B.A.) – International Relations OTHERS: Native Reader, Writer, and Speaker of Legal and Business English and Spanish Member of the Florida Bar – Bar No. 1018136 Miami, FL Nova Southeastern University – Certificate in Civil Law Ft. Lauderdale, FL Nova Southeastern University – Certificate in International Law Ft. Lauderdale, FL

Taylor A. Gerchman founded Life Legal after working for several small to mid-size insurance law firms in the Philadelphia area where she proved herself to be a hard-working and dedicated attorney. From the beginning of her legal career, Taylor has focused solely on insurance litigation with an emphasis on group, whole or term life insurance claims, beneficiary disputes, and ERISA claim appeals. Taylor prides herself on recovering millions of dollars in life insurance benefits on behalf of her clients so far, and intends to more than double that amount in the coming years. Prior to becoming an attorney, Taylor earned her Bachelor’s Degree in Psychology with a minor in Spanish from Lock Haven University of Pennsylvania. While a student at Lock Haven University, Taylor was a member of the Psi Chi, the International Honors Society of Psychology, and a peer group tutor in Spanish. Immediately after graduation, Taylor went to Thomas R. Kline School of Law at Drexel University, where she was a Marshall-Brennan Constitutional Literacy Fellow, a member of the Trial Team, and a Teaching Assistant for Introduction to Trial Advocacy. During her time as an attorney, Taylor has learned the importance of timely and transparent communication with clients regarding their cases. Recognizing that each of her clients may be grieving the loss of a loved one, dealing with financial strain, or are overwhelmed by where to start, Taylor strives to provide passionate and strategic representation without adding to her clients’ stress. Outside of the court room, Taylor enjoys spending time with her husband and sons, being outdoors, and catching up on her favorite podcasts.

Viral Mehta has called Charlotte his home for over 30 years. He attended and graduated from Charlotte-Mecklenburg public schools. He then graduated from nearby Davidson College with a Bachelor of Arts in History. Mr. Mehta obtained his law degree from Wake Forest University School of Law and then returned home to Charlotte to begin his legal practice. Mr. Mehta spent the first decade of his legal career defending employers and large insurance companies in workers’ compensation claims. Mr. Mehta developed expertise in workers’ compensation law, but he felt a lack of fulfillment in representing insurance companies against injured workers. Mr. Mehta began representing injured workers when he founded the workers’ compensation practice group at a local law firm. Mr. Mehta then co-founded Mehta & McConnell PLLC. Mr. Mehta’s previous experience representing insurance companies gave him the insight necessary to effectively represent injured workers. He knows how insurance companies and adjusters handle workers’ compensation claims. Mr. Mehta is a North Carolina State Bar board-certified specialist in workers’ compensation law. He has obtained favorable decisions before all levels of the North Carolina Industrial Commission, Court of Appeals, and Supreme Court. Viral Mehta was a contributing author of the 2017 edition of the North Carolina Workers’ Compensation LexisNexis Practice Guide, and he was selected as a Super Lawyers Rising Star in 2019, 2020, and 2021. Mr. Mehta is certified by the North Carolina Dispute Resolution Commission as a Superior Court mediator. He enjoys mediating cases, especially workers’ compensation claims. In addition to practicing workers’ compensation law, Mr. Mehta also handles personal injury cases. Mr. Mehta is married with one son and a dog named Alfred. He enjoys spending time with friends and family, traveling, sports, and reading.

George Naylor has been litigating personal injury cases exclusively since 2004. Having tried over 55 Circuit Court jury trials and hundreds of trials in General District Court, George’s extensive trial experience serves as a great advantage to his clients when assessing the settlement value of their claims or when going to trial if the insurance company does not make a reasonable offer. Prior to joining Blank & Marcus, George spent many years representing Defendants on behalf of insurance companies. From that experience, George knows how the insurance companies will evaluate his clients’ claims and how best to maximize the value of those claims in the eyes of the insurance adjusters. George’s prior experience analyzing and litigating insurance coverage issues also ensures that every possible dollar of insurance coverage is available to compensate his clients. George works hard on behalf of his clients and is not afraid to take on the insurance companies at trial to make sure his clients receive what they may deserve to compensate them for their injuries.

Cory A. Santos, Sr., Esq. is the owner/manager of Santos Law, PLLC. Attorney Santos has a long and distinguished history of helping clients throughout Nevada by equalizing the playing field for his clients. Practicing mainly in Workers’ Compensation, Entertainment Law, Personal Injury, and Criminal Law, he has helped thousands of clients over the last two decades. Mr. Santos has litigated several cases up to the Nevada Supreme Court. He was successful in a major precedent setting case in workers’ compensation. In Flamingo Hilton v. Gilbert, 122 Nev. 1279, 148 P.3d 738 (2006), the treating physician stated that the injured worker required ongoing medications to maintain maximum medical improvement (MMI), however, then inappropriately stated that the injured worker needed to pay for the medications with his own private insurance once the case closed after he took his Permanent Partial Disability (PPD) settlement. After several appeals, the Nevada Supreme Court agreed with Attorney Santos’ argument and now injured workers are able to accept their PPD and the insurance company has to provide ongoing medical maintenance if the physician recommends it to maintain MMI status. This case opened the door for injured workers to finally not have to utilize their PPD settlement or their own private health insurance to pay for maintenance that the workers compensation insurer is responsible for. Additionally, the Court held that when a doctor provides an opinion which goes beyond a medical opinion but becomes a legal conclusion, it is an improper opinion (in Gilbert, the treating physician stated Mr. Gilbert should use his private health insurance to provide for his medications). Lastly, the Court clarified that when an insurance company issues several determinations regarding a subject (in Gilbert it was claim closure) in a certain time frame, an injured worker need only appeal the last in time determination to perfect an appeal. This decision was a big win for injured workers in Nevada. In another case in which Attorney Santos represented an injured worker before the Nevada Supreme Court, CCSD v. Marshall, (Supreme Court No. 41374 (2005)), the injured worker had surgery on his shoulder and eventually was sent for a PPD evaluation. The first PPD doctor stated that Marshall was entitled to a 10% PPD award. The 10% PPD award was denied by the self-insured CCSD and it had another doctor review the information. The second doctor agreed with the first doctor and stated Marshall should get a 10% award. However, CCSD still refused to pay the 10% award and had a third doctor review the file. The third doctor stated Marshall should only get a 5% PPD award which CCSD then offered to him. Attorney Santos stood behind his client and argued to the Nevada Supreme Court that his client deserved the full 10% PPD award based on the first two doctors’ opinions. The Nevada Supreme Court agreed in an unpublished decision ruling for Marshall. At the forefront of Nevada Workers’ Compensation policy, Attorney Santos has testified before the Nevada Legislature regarding workers’ compensation issues and has written on Nevada Workers’ Compensation law in the Nevada Justice Association magazine, “Advocate”. Attorney Santos has had success in other areas of law for his clients. For example, in the area of Personal Injury, he successfully represented a person injured in the nationally covered infamous Mizpah Hotel Fire in Reno, Nevada obtaining a settlement for his client after a battle with the insurance company. In the area of Entertainment Law, he has been legal counsel for 2 feature films (1 Interrogation, Project: Puppies for Christmas), represented entertainers, producers, directors, musicians, athletes, and well known casting director Marilee Lear of Lear Entertainment. He has a background in acting, having worked in commercials and on several films (https://www.imdb.com/name/nm8435386/) which augments his courtroom representation of his clients. In the area of Criminal Law, he has represented individuals charged with misdemeanors, gross misdemeanors and felonies. Charges have ranged from battery, assault, domestic violence and driving violations. He has also represented clients with traffic tickets all across Nevada (Goldfield, Tonopah, Hawthorne, Fernley, Searchlight, Las Vegas, Reno). Attorney Santos’ legal career started out as a law clerk for several law offices in Reno and Las Vegas. The son of Jeannette Santos and legendary trial attorney and Boxing Hall of Fame inductee Herbert J. Santos, Sr., Esq., he learned trial techniques and tactics at a young age watching his father in the courtroom. During law school, he was fortunate to law clerk for several experienced litigation firms. At one firm, he worked on the infamous Equinox pyramid scheme lawsuit. At another firm, he worked on motor vehicle accidents, trip/slip and falls, and premises liability. He also clerked at an insurance defense firm. While at these positions, he learned from some of the most experienced attorneys in southern Nevada. He took this valuable knowledge with him when he was admitted to the Nevada and Utah state Bars, respectively. In 2002, he made the choice to represent injured workers when he accepted a position as a Deputy Attorney for the State of Nevada at Nevada Attorney for Injured Workers where he worked in the Las Vegas office until 2008. He then litigated cases with his brother Joel for ten years. In 2018, he opened Santos Law, PLLC. where he now represents clients in northern and southern Nevada. A native Nevadan, Attorney Santos is proud to be a member of the prestigious charter class of the University of Nevada, Las Vegas (UNLV) William S. Boyd School of Law. At Boyd, he received several scholarships, most notably, the Nevada Trial Lawyers Scholarship and the Boyd School of Law Community Service Scholarship. Prior to receiving his Juris Doctorate (J.D.) from Boyd, he received his Bachelor of Arts (B.A.) from the University of Nevada, where he received several academic scholarships in history. Graduating on the Dean’s List, he majored in history with a minor in criminal justice. At the University of Nevada, he was a member of the Nevada Boxing Team from 1993-1996, wrote for the university newspaper, and was a member of several university organizations. Prior to that, he graduated from Robert McQueen High School in Reno, Nevada in 1993 where he participated on the football and track teams. Attorney Santos is married to an attorney and has four children. He is a member of the Knights of Columbus, The Prospectors' Club in Reno and the FBI InfraGard. Over the years he has been active in various non-profit activities such as serving on the Board of Governors for Bishop Manogue High School in Reno, Nevada, the Board of Directors for the UNLV Interfaith Student Center, and on the Child Abuse Prevention Council for Olive Crest Homes a

Our firm has been fighting for the rights of the injured and disabled of Colorado since 1977. Tom Bulger has been a member of the firm (then known as Silvern Law Offices, PC) 1996 when he moved to Colorado here from Philadelphia, where he had worked for a large personal injury law firm. He is a graduate of Canisius College (honors in History, and International Affairs) and Rutgers University School of Law (1993). He has worked as a clerk for a United States District Court Judge and the U.S. Attorney’s Office in its criminal and Organized Crime Divisions. He has been successful as sole trial counsel and also before appellate courts. His record in jury trial includes verdicts for our clients of $640,000.00 (motorcycle accident), $160,000.00 (auto accident); and over $500,000 (slip and fall on ice in the mountains). Recently his appellate advocacy on appeal preserved a $470,000.00 judgment that he had won in Adams County in a slip and fall case. He has also obtained millions of dollars in quiet, confidential settlement for our clients, and has received a rating of 4.4 of 5 from the Martindale-Hubble peer review process (Distinguished) and 4.8 of 5 (Preeminent) based on client surveys. Tom has handled cases all over Colorado, from trials in the Denver Metro area (Denver, Arvada, Wheat Ridge, Boulder, Lakewood, Littleton, Thorton and Broomfield) to the mountains. He is currently the managing member of the firm. In addition to his background in personal injury law, he has developed a strong employee benefit practice which focuses on long term disability, short term disability, medical (and other insurance benefits), and ERISA cases (the Employee Retirement Income Security Act of 1974). He has helped hundreds of Colorado workers obtain needed insurance benefits.

Gregory A. Gold is a personal injury attorney who practices in Denver, Colorado. He represents clients who have been injured as the result of someone else’s negligence, and he has extensive experience with wrongful death and premises liability cases. Attorney Gold is a graduate of Saint Louis University School of Law, and he is committed to providing his clients with the highest quality legal representation possible. He has been recognized as one of the top attorneys in the country by publications such as Super Lawyers and Best Lawyers. To schedule your FREE consultation with the Colorado Personal Injury Attorney, visit online or call 303-694-4653.

James V Hill, attorney at Russell & Hill, PLLC, is a lifelong Washingtonian and has spent time calling both sides of the Cascades “home.” Jim has devoted his law practice to helping people obtain the benefits and compensation they deserve, both in personal injury cases as well as social security disability claims. After graduating with academic honors from Seattle University School of Law, Jim went to work at a law firm that provided legal defense for multiple insurance companies. Working as a lawyer for the insurance companies provided valuable experience and insight into how insurance companies do business, how they value claims, and what they look for when litigating a claim against a plaintiff. In 2002, with the knowledge and information he learned to work as an insurance defense attorney, Jim transitioned his legal practice to focus solely on representing injured people against the insurance companies. Jim’s experience working for insurance companies has given him the knowledge to bring a successful claim for injury and the insight to avoid the pitfalls that exist in the settlement and litigation process. Jim has successfully represented thousands of Washingtonians in personal injury claims. In 2005, Jim Hill had a handful of personal injury clients ask him for help with their applications for Social Security Disability benefits. After successfully helping these clients obtain disability benefits, Jim noticed similarities between the two areas of legal practice. In both instances, injured people need help fighting for the compensation that they deserved against entities much larger than an individual – whether the fight was against an insurance company or the federal government. Out of that experience grew a passion to help people with disabilities obtain their rightful benefits. When a physical or mental health condition leaves a person unable to work on a full time, sustained basis, Jim represents the client in all proceedings with the Social Security Administration to get his clients the disability benefits they need and deserve. Most clients have a hearing in front of a federal administrative law judge, and Jim makes sure that his cases are prepared thoroughly and presented in a manner that will best deliver a favorable ruling. Jim Hill continues to be busy with his vibrant and growing law practice at Russell & Hill, PLLC. He splits his time representing hundreds of local people in both personal injury claims and disability claims.

Itamar "Eddie" Tehrani, founder of State Law Firm, worked his way up the chain of command in several different law offices in Los Angeles. Ranging from personal injury, to civil litigation, Mr. Tehrani has had the opportunity to be exposed to different fields of law. As such, the years of training, learning, and experience has led Mr. Tehrani to become a confident sole practitioner. Although well-versed and experienced in personal injury law, Mr. Tehrani also enjoys assisting consumers who have issues ranging from bankruptcy, to consumer debt relief, landlord/tenant dispute, lemon law, and insurance law pertaining to claims.