Torrance Bankruptcy & Debt Lawyer, California

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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles William Hokanson

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Personal Injury, Accident & Injury, Bankruptcy & Debt, Business

Charles Hokanson is a practicing lawyer in the state of California handling personal injury matters.

CONTACT

562-316-1476

235 East Broadway, Long Beach, CA 90802

Donny E. Brand

Bankruptcy

Status:

FREE CONSULTATION

CONTACT

100 W. Broadway, Ste 320, Long Beach, CA 90802

James C. Shields

Wills & Probate, Estate Planning, Guardianships & Conservatorships, Bankruptcy, Divorce

Status:

FREE CONSULTATION

CONTACT

21707 Hawthorne Boulevard, Torrance, CA 90503

Edwin A. Barnum

Bankruptcy & Debt, Divorce & Family Law, Estate Planning, Personal Injury, Foreclosure

Status: Licensed: 16 Years

FREE CONSULTATION

CONTACT

2161 W 182nd St, Torrance, CA 90504

Brad Weil

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Collection

Status: Licensed: 16 Years

FREE CONSULTATION

CONTACT

460 East Carson Plaza Drive, Carson, CA 90746

Brandon Seth Chabner

Business, Contract, Merger & Acquisition, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 25 Years

CONTACT

1601 Pacific Coast Hwy, Hermosa Beach, CA 90254

John H. Sibbison

Divorce & Family Law, Estate, Collection

Status: Licensed: 48 Years

FREE CONSULTATION

CONTACT

4000 Palos Verdes Drive North, Rolling Hills Estates, CA 90274

Raymond Ira Moniak

Construction, Litigation, Administrative Law, Credit & Debt

Status: Licensed: 44 Years

CONTACT

2276 Torrance Blvd, Torrance, CA 90501

Patrick Benedek

Construction, Workers' Compensation, Corporate, Credit & Debt

Status: Licensed: 18 Years

CONTACT

3655 Torrance Blvd, Torrance, CA 90503

Michael John Fiscus

International, Gift Taxation, Business, Bankruptcy

Status:

CONTACT

291 Del Amo Fashion Square, Torrance, CA 90503

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

COLLATERAL

Property that guarantees payment of a secured debt.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Torrance Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Charles William Hokanson

Donny E. Brand

James C. Shields

Edwin A. Barnum

Brad Weil

Brandon Seth Chabner

John H. Sibbison

Raymond Ira Moniak

Patrick Benedek

Michael John Fiscus

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LEGAL TERMS

GRACE PERIOD

REDEMPTION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COLLECTION AGENCY

401(K) PLAN

COLLATERAL

TOXIC TORT

BANKRUPTCY TRUSTEE

COSIGNER

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