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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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3. Articles
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Lee Ann Rutila

Other, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

801 Livernois St, Ferndale, MI 48220

Cary S. Mcgehee

Class Action, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

117 W 4Th St, Royal Oak, MI 48067

Thomas C. Leduc

Consumer Rights, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

Royal Oak, MI 48068

Daniel S. Singer

Real Estate, Estate, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

26862 Woodward Ave, Royal Oak, MI 48067

Fatima Mansour

Antitrust, Estate Planning, Consumer Bankruptcy, Administrative Law

Status: In Good Standing

CONTACT

1361 E Big Beaver Rd, Troy, MI 48083

Amanda A. Page

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

306 S Washington Ave, Royal Oak, MI 48067

Carrie D. Taylor

Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

Warren, MI 48090

Susanna Celeste Brennan

Civil Rights, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 22 Years

CONTACT

1441 E Maple Rd, Troy, MI 48083

David E. Tovarez

Litigation, Divorce, Civil & Human Rights, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

333 W 7Th St, Royal Oak, MI 48067

Scott Donovan Skinner

Landlord-Tenant, Estate Planning, Business, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

26711 Woodward Ave, Huntington Woods, MI 48070

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT FILE

See credit report.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Warren Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Lee Ann Rutila

Cary S. Mcgehee

Thomas C. Leduc

Daniel S. Singer

Fatima Mansour

Amanda A. Page

Carrie D. Taylor

Susanna Celeste Brennan

David E. Tovarez

Scott Donovan Skinner

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

LIEN

NONPROFIT CORPORATION

BULK SALES LAW

CREDIT BUREAU

ADMINISTRATIVE EXPENSES

UNSECURED DEBT

CREDIT FILE

INTEREST

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