Wasco Bankruptcy & Debt Lawyer, Oregon, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Not enough matches for Wasco Bankruptcy & Debt lawyer.
Below are all Wasco lawyers.

James R Foster

Real Estate, Industry Specialties, Employee Rights, Business

Status: In Good Standing Licensed: 52 Years

CONTACT

The Dalles, OR 97058

Rita Rathkey

General Practice

Status: Suspended Licensed: 44 Years

CONTACT

1010 E. 7Th Street, The Dalles, OR 97058

Jennifer Hinman

Government, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 23 Years

CONTACT

502 Washington St, The Dalles, OR 97058

William H Howell

General Practice

Status: In Good Standing Licensed: 43 Years

CONTACT

512 Washington, The Dalles, OR 97058

James M Habberstad

Real Estate, Lawsuit & Dispute

Status: In Good Standing Licensed: 51 Years

CONTACT

512 Washington St, The Dalles, OR 97058

William G Dick

Government

Status: In Good Standing Licensed: 46 Years

CONTACT

601 Washington St, The Dalles, OR 97058

Sarah E Carpenter

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

511 Washington St, The Dalles, OR 97058

John A Wolf

General Practice

Status: In Good Standing Licensed: 29 Years

CONTACT

511 Washington St, The Dalles, OR 97058

Kristen Campbell Craven

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

919 Cherry Heights Road, The Dalles, OR 97058

Thomas C Peachey

Other, Divorce & Family Law, Business, Accident & Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

401 East 3rd St., The Dalles, OR 97058

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

Wasco Bankruptcy & Debt Lawyer, Oregon, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

James R Foster

Rita Rathkey

Jennifer Hinman

William H Howell

James M Habberstad

William G Dick

Sarah E Carpenter

John A Wolf

Kristen Campbell Craven

Thomas C Peachey

TIPS

LEGAL TERMS

COSIGNER

CREDIT BUREAU

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FORBEARANCE

CREDIT COUNSELING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CURRENT MONTHLY INCOME

SETOFF

CREDIT FILE

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