Waukegan Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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James J. Burns

Foreclosure, Real Estate, Workout, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

25 North County Street, Waukegan, IL 60085

Sharanya Gururajan

Bankruptcy, Bankruptcy Litigation, Corporate, Federal Trial Practice

Status: In Good Standing

FREE CONSULTATION

CONTACT

420 W. Clayton Street, Waukegan, IL 60085

Andres Cerritos

Lawsuit & Dispute, Immigration, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

415 Washington St, Waukegan, IL 60085

Andres Alfredo Cerritos

Immigration, State Appellate Practice, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

415 Washington St, Waukegan, IL 60085

Andrew Garrett Youra

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

208 N. West Street, Waukegan, IL 60085

Brittany Marie Mennie

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

204 N West St, Waukegan, IL 60085

Chris Marder

Federal Appellate Practice, Government, Civil Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

9 N County St, Waukegan, IL 60085

Chris Marder

Federal Appellate Practice, Government, Civil Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

9 N County St, Waukegan, IL 60085

Christine B. Adams

Bankruptcy, Personal Injury, Real Estate

Status: In Good Standing Licensed: 19 Years

CONTACT

111 North County, Waukegan, IL 60085

Christopher Lee Schaeffer

General Practice

Status: In Good Standing Licensed: 29 Years

CONTACT

25 North County, Waukegan, IL 60085

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COLLATERAL

Property that guarantees payment of a secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Waukegan Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James J. Burns

Sharanya Gururajan

Andres Cerritos

Andres Alfredo Cerritos

Andrew Garrett Youra

Brittany Marie Mennie

Chris Marder

Chris Marder

Christine B. Adams

Christopher Lee Schaeffer

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LEGAL TERMS

DEBIT CARD

GUARANTEED RESERVATION

COLLATERAL

DOING BUSINESS AS (DBA)

NONEXEMPT PROPERTY

SOLE PROPRIETORSHIP

FRATERNAL BENEFIT SOCIETY BENEFITS

DISCHARGE (OF DEBTS)

PREFERENCE

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