Woodland Hills Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Jonathan Leventhal

Corporate, Collection, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

21550 Oxnard Street, Woodland Hills, CA 91367

Thomas R. Mulally

Collection, Credit & Debt, Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

14156 Magnolia Boulevard, Sherman Oaks, CA 91423

Murray Greiff

Litigation, Criminal, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

11355 West Olympic Boulevard, Los Angeles, CA 90064

Bruce A. Hatkoff

Collection, Contract, Commercial Leasing, Construction Liens

Status: In Good Standing Licensed: 49 Years

CONTACT

18757 Burbank Blvd, Tarzana, CA 91356

Andrea B. Lefkowitz

Wills & Probate, Insurance, Collection, Legal Malpractice

Status: In Good Standing

CONTACT

23716 Strathern St, Canoga Park, CA 91304

Donald R. Ramenian

Corporate, Business Organization, Workout, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

15260 Ventura Blvd, Encino, CA 91403

Eric A. Spencer

Other, Lawsuit & Dispute, Corporate, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

14156 Magnolia Blvd, Encino, CA 91423

John Albert Graham

Mediation, Litigation, Collection, Bankruptcy

Status: In Good Standing

CONTACT

1999 Avenue Of The Stars, Los Angeles, CA 90067

Amanda Kristine Pawlyk

Foreclosure, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

10880 Wilshire Blvd, Los Angeles, CA 90024

Eric Matthew Freedman

Litigation, Contract, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

11400 W Olympic Blvd, Los Angeles, CA 90064

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Woodland Hills Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Jonathan Leventhal

Thomas R. Mulally

Murray Greiff

Bruce A. Hatkoff

Andrea B. Lefkowitz

Donald R. Ramenian

Eric A. Spencer

John Albert Graham

Amanda Kristine Pawlyk

Eric Matthew Freedman

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

TRADE NAME

BANKRUPTCY TRUSTEE

TRUTH IN LENDING ACT (TILA)

DEFINED CONTRIBUTION PLAN

FAIR CREDIT REPORTING ACT (FCRA)

REAFFIRMATION

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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