Adair County, KY Credit & Debt Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Adair Credit & Debt lawyer.
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Michael Alan Loy

General Practice

Status: In Good Standing

CONTACT

309 West Park Drive, Columbia, KY 42728

Rochelle Elain Boland

General Practice

Status: In Good Standing

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440 Walnut Grove Road, Columbia, KY 42728

Judy Denise Wa Vance

General Practice

Status: In Good Standing

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201 Campbellsville Street, Columbia, KY 42728

Bethany Lane Catron-Stanziano

Divorce & Family Law, Criminal

Status: In Good Standing

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414 Public Square, Columbia, KY 42728

Henry Hunter Durham

Business

Status: In Good Standing

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130 Public Square, Columbia, KY 42728

Samantha Denis Hall

General Practice

Status: In Good Standing

CONTACT

111 Jamestown St, Columbia, KY 42728

Janet S Luo

General Practice

Status: In Good Standing

CONTACT

111 Jamestown St, Columbia, KY 42728

Melvin Bradley Shuffett

General Practice

Status: In Good Standing

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111 Jamestown St, Columbia, KY 42728

Lacy Morgan Griffith

General Practice

Status: In Good Standing

CONTACT

111 Jamestown St, Columbia, KY 42728

Angela M Capps

Divorce & Family Law, Accident & Injury, Wills & Probate, Civil Rights, Family Law

Status: In Good Standing

CONTACT

204 Public Square, Columbia, KY 42728

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FCBA

See Fair Credit Billing Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

SAMPLE LEGAL CASES

Rice v. Rice

... The single issue on discretionary review to this Court is whether the trial court abused its discretion in concluding that a credit card debt incurred solely by the husband and an adult son without the wife's knowledge and participation was marital property and ordering the wife to ...

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

... Tall, pro se, answered the Credit Union's complaint by essentially denying that he owed any debt to the Credit Union and claiming that he and the Credit Union's attorney had previously discussed a settlement whereby Tall would bring his account current. ...

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

... Reed appeals from an opinion and order of the Rockcastle Circuit Court granting summary judgment to Franklin Credit Management Corporation ... agreed the subject property was to be transferred to Sue Colwell in consideration of her assuming the debt totaling $69,000.00 on ...

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Adair County, KY Credit & Debt Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Michael Alan Loy

Rochelle Elain Boland

Judy Denise Wa Vance

Bethany Lane Catron-Stanziano

Henry Hunter Durham

Samantha Denis Hall

Janet S Luo

Melvin Bradley Shuffett

Lacy Morgan Griffith

Angela M Capps

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CREDIT COUNSELING

HOUSEHOLDER

BULK SALES LAW

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FCBA

TRADE NAME

FAIR LABOR STANDARDS ACT (FLSA)

SAMPLE LEGAL CASES

Rice v. Rice

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

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