Adelphi Credit & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Mark William Iannotta

Commercial Leasing, Contract, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

2109 Stella Court, Columbus, OH 43215

Kathleen L. Caress

Banking & Finance, Bankruptcy, Credit & Debt, Electronic Commerce

Status: In Good Standing

CONTACT

2250 Huntington Center, 41 South High Street, Columbus, OH 43215

James Wiley Park

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1299 Olentangy River Road, Columbus, OH 43212

James E. Nobile

Corporate, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

4511 Cemetery Road, Hilliard, OH 43026

David Andrew Trimmer

Insurance, Credit & Debt, Workers' Compensation, Constitutional Law

Status: In Good Standing Licensed: 31 Years

CONTACT

224 E Main St, Lancaster, OH 43130

Christopher Edward Veidt

Estate Planning, Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 57 Years

CONTACT

37 E Hunter St, Logan, OH 43138

Michael C. Tomkies

Banking & Finance, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing

CONTACT

41 S High St, Westerville, OH 43215

Michael Clyde Tomkies

Banking & Finance, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

41 South High Street, Columbus, OH 43215

Rollyn Cliffton Gibbs

Estate Planning, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 66 Years

CONTACT

10 W Broad St, Westerville, OH 43215

Sherri Blank Lazear

Bankruptcy, Business Organization, Credit & Debt, Construction

Status: In Good Standing Licensed: 39 Years

CONTACT

65 E State St, Columbus, OH 43215

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Adelphi Credit & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Mark William Iannotta

Kathleen L. Caress

James Wiley Park

James E. Nobile

David Andrew Trimmer

Christopher Edward Veidt

Michael C. Tomkies

Michael Clyde Tomkies

Rollyn Cliffton Gibbs

Sherri Blank Lazear

TIPS

LEGAL TERMS

CREDIT BUREAU

FAIR LABOR STANDARDS ACT (FLSA)

INTEREST

HOUSEHOLDER

DEBT COLLECTOR

CHAPTER 7 BANKRUPTCY

PRIORITY DEBT

CREDIT COUNSELING

GRACE PERIOD

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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