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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Eldon J Vincent

International Tax, Trusts, Antitrust, Credit & Debt

Status: In Good Standing Licensed: 21 Years

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Marshall, MI 49068

Timothy David Bennett

Landlord-Tenant, Traffic, Health Care Other, Credit & Debt

Status: In Good Standing Licensed: 8 Years

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1106 S Kalamazoo Ave, Marshall, MI 49068

Michelle L. Marrs

Bankruptcy & Debt, Credit & Debt, Divorce & Family Law, Reorganization, Lawsuit & Dispute

Status: In Good Standing

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209 E Washington, Jackson, MI 49201

Shantell L. Rene

Contract, Agriculture, Landlord-Tenant, Credit & Debt

Status: In Good Standing Licensed: 13 Years

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6172 Brooks Landing, Dimondale, MI 48821

John M. Macdonald

Estate, Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 44 Years

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101 E Bacon St, Hillsdale, MI 49242

Kristin L. Millerov

Landlord-Tenant, Deportation, Elder Law, Credit & Debt

Status: In Good Standing

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3490 Belle Chase Way, Lansing, MI 48911

Seth Metcalf

International Tax, Estate Planning, Credit & Debt, Landlord-Tenant

Status: In Good Standing Licensed: 21 Years

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3490 Belle Chase Way, Lansing, MI 48911

Jessica R. Maas

Landlord-Tenant, Family Law, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 11 Years

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3490 Belle Chase Way, Lansing, MI 48911

Jennifer L. Nottage

Estate, Civil & Human Rights, Credit & Debt

Status: In Good Standing Licensed: 30 Years

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3724 W Saint Joseph St, Lansing, MI 48917

Brian T. Smith

Wrongful Termination, Divorce & Family Law, Credit & Debt, Slip & Fall Accident

Status: In Good Standing Licensed: 11 Years

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1407 Linval St, Lansing, MI 48910

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CCCS

See Consumer Credit Counseling Service.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Albion Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Eldon J Vincent

Timothy David Bennett

Michelle L. Marrs

Shantell L. Rene

John M. Macdonald

Kristin L. Millerov

Seth Metcalf

Jessica R. Maas

Jennifer L. Nottage

Brian T. Smith

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CCCS

ABUSE

INTEREST

DISPOSABLE INCOME

NUISANCE FEES

ADMINISTRATIVE EXPENSES

UNDUE HARDSHIP

HOUSEHOLDER

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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