Antioch Collection Lawyer, California

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Carl Gustafson
About | Practice Areas
Lincoln Law
1525 Contra Costa Blvd Pleasant Hill, CA 94523» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

801-224-8282
1. Carl Gustafson Pleasant Hill, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance

Status: In Good Standing

CONTACT

23950 S. Chrisman Road, Tracy, CA 95304

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

FREE CONSULTATION

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870 Market Street, San Francisco, CA 94102

Jim Gerhart Price

Commercial Real Estate, Consumer Rights, Commercial Banks, Collection, Bankruptcy

Status: In Good Standing

CONTACT

6163 Bethel Island Road, Bethel Island, CA 94511

John Claassen

Civil Rights, Corporate, Administrative Law, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

1261 Locust St, Walnut Creek, CA 94596

Vincent Wood

Bankruptcy, Collection, Credit & Debt, Reorganization

FREE CONSULTATION

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1820 Bonanza Street, Walnut Creek, CA 94596

Chuck Marshall

Motor Vehicle, Collection, Credit & Debt, Class Action

Status: In Good Standing

CONTACT

2121 N. California Blvd., Walnut Creek, CA 94596

James G. Schwartz

Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

7901 Stoneridge Dr, Pleasanton, CA 94588

Carmen I Dunbar

Tax, Landlord-Tenant, Immigration, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

728 Texas St, Fairfield, CA 94534

Deborah Durr Ferras

Family Law, Guardianships & Conservatorships, Adoption, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

300 Tuolumne St, American Canyon, CA 94590

David S. Van Dyke

Animal Bite, Criminal, Bankruptcy, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

2111 W March Ln, Stockton, CA 95207

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Antioch Collection Lawyer, California

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

James R. Mehlhaff

Jerome J. Ghigliotti

Jim Gerhart Price

John Claassen

Vincent Wood

Chuck Marshall

James G. Schwartz

Carmen I Dunbar

Deborah Durr Ferras

David S. Van Dyke

TIPS

LEGAL TERMS

CREDIT BUREAU

FAIR CREDIT REPORTING ACT (FCRA)

CREDITOR

CURRENT MONTHLY INCOME

NONDISCHARGEABLE DEBTS

GUARANTOR

COSIGNER

NO-FAULT INSURANCE

LOSS DAMAGE WAIVER (LDW)

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