Apple River Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Apple River Bankruptcy & Debt lawyer.
Below are all Apple River lawyers.

Louis Adam Nack

Elder Law, Banking & Finance, Collection, Personal Injury, Insurance

Status: In Good Standing

CONTACT

151 N Main St, Elizabeth, IL 61028

Elizabeth Mcginty Rutherford

General Practice

Status: In Good Standing

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Apple River, IL 61001

Mary Margaret Vincent

Federal Appellate Practice, Income Tax, Gift Taxation, Corporate Tax

Status: In Good Standing Licensed: 41 Years

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Warren, IL 61087

Mary Vincent

Federal Appellate Practice, Income Tax, Gift Taxation, Corporate Tax

Status: In Good Standing Licensed: 41 Years

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Warren, IL 61087

Michael Arthur Toepfer

Federal Appellate Practice, Transactions, Business

Status: In Good Standing Licensed: 32 Years

CONTACT

125 E Main St, Warren, IL 61087

Sue Roberts-kurpis

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

110 North Morley Road, Elizabeth, IL 61028

Joseph Daniel Gasper

Real Estate, Government, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 20 Years

CONTACT

419 Main St, Stockton, IL 61085

John Arthur Bernardi

General Practice

Status: In Good Standing Licensed: 54 Years

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185 Cogan Dr, Galena, IL 61036

John Bernardi

General Practice

Status: In Good Standing Licensed: 54 Years

CONTACT

185 Cogan Dr., Galena, IL 61036

Anita Michelle Weinberg

Land Use & Zoning, Municipal, Environmental Law, Children's Rights

Status: In Good Standing Licensed: 43 Years

CONTACT

29 Shenandoah Drive, Galena, IL 61036

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Apple River Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Louis Adam Nack

Elizabeth Mcginty Rutherford

Mary Margaret Vincent

Mary Vincent

Michael Arthur Toepfer

Sue Roberts-kurpis

Joseph Daniel Gasper

John Arthur Bernardi

John Bernardi

Anita Michelle Weinberg

TIPS

LEGAL TERMS

COLLECTION AGENCY

CHAPTER 7 BANKRUPTCY

GENERAL PARTNER

ACCORD AND SATISFACTION

NO-FAULT INSURANCE

SOLE PROPRIETORSHIP

DISCHARGEABLE DEBTS

SECURED DEBT

DEFINED CONTRIBUTION PLAN

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