Apple Valley Credit & Debt Lawyer, California

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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Winfield S. Payne

Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

CONTACT

4308 Lime Street, Riverside, CA 92501

Martha A. Warriner

Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

3880 Lemon Street, Riverside, CA 92501

Julius Menchavez Cruz

Criminal, Insurance, Credit & Debt, Property Damage

Status: In Good Standing

CONTACT

1315 Truxtun Ave, Bakersfield, CA 93301

Courtney W. Redman

General Practice

Status: In Good Standing

CONTACT

320 E D St, Chino, CA 91764

Seline Jenna Montoya

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

4897 S Avocado Trl, Chino, CA 91762

Robert J. Spitz

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

204 N San Antonio Ave, Chino, CA 91762

Edward Alan Treder

Construction, Litigation, Contract, Credit & Debt

Status: In Good Standing

CONTACT

3990 Concours, Chino, CA 91764

Robert John Spitz

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

204 N San Antonio Ave, Chino, CA 91762

Kevin Lewis Sherrill

Divorce, Consumer Rights, Credit & Debt, Car Accident

Status: In Good Standing Licensed: 15 Years

CONTACT

320 E D St, Chino, CA 91764

Hal Randall Rubin

Motor Vehicle, Divorce, Identity Theft, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

320 E D St, Chino, CA 91764

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Apple Valley Credit & Debt Lawyer, California

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Winfield S. Payne

Martha A. Warriner

Julius Menchavez Cruz

Courtney W. Redman

Seline Jenna Montoya

Robert J. Spitz

Edward Alan Treder

Robert John Spitz

Kevin Lewis Sherrill

Hal Randall Rubin

TIPS

LEGAL TERMS

SECURED DEBT

LIMITED PARTNERSHIP

DISCHARGE (OF DEBTS)

NO-FAULT INSURANCE

SECRET WARRANTY PROGRAM

CREDIT BUREAU

CURRENT MONTHLY INCOME

TRUTH IN LENDING ACT (TILA)

C CORPORATION

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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