Arcata Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Eric Vang Kirk

Real Estate, Civil & Human Rights, Business, Accident & Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

381 Bayside Rd, Arcata, CA 95521

Chris Carol Hamer

Construction, Trusts, Elder Law, Corporate

Status: In Good Standing

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381 Bayside Rd, Arcata, CA 95521

Robert Lawrence Burnett

General Practice

Status: Suspended Licensed: 32 Years

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Arcata, CA 95518

Paul Michael Hagen

Administrative Law, Criminal, Environmental Law, Commercial Real Estate, Mass Torts

Status: In Good Standing Licensed: 32 Years

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822 G St, Arcata, CA 95521

Edward Alexander Schrock

Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 33 Years

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Eureka, CA 95502

Paul Allan Brisso

Labor Law, Personal Injury, Malpractice, Accident & Injury

Status: In Good Standing

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Eureka, CA 95502

Nancy Kaye Delaney

Estate Planning, Civil Rights, Malpractice, Accident & Injury

Status: In Good Standing

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Eureka, CA 95502

Russell Scott Gans

Commercial Real Estate, Real Estate

Status: In Good Standing

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Eureka, CA 95502

Nicholas Robert Kloeppel

General Practice

Status: In Good Standing

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Eureka, CA 95502

Jeffrey Dean Schwartz

Employment, Criminal

Status: In Good Standing Licensed: 46 Years

CONTACT

Bayside, CA 95524

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CCCS

See Consumer Credit Counseling Service.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Arcata Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Eric Vang Kirk

Chris Carol Hamer

Robert Lawrence Burnett

Paul Michael Hagen

Edward Alexander Schrock

Paul Allan Brisso

Nancy Kaye Delaney

Russell Scott Gans

Nicholas Robert Kloeppel

Jeffrey Dean Schwartz

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SOLE PROPRIETORSHIP

CCCS

NUISANCE FEES

SUBROGATION

MEETING OF CREDITORS

ABUSE

DEBT COLLECTOR

GENERAL PARTNER

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