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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Debra Palazzo

Landlord-Tenant, Trusts, DUI-DWI, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

317 Elwood Ave, Hawthorne, NY 10532

Guy Richard Fairstein

Landlord-Tenant, State and Local, Wills & Probate, Credit & Debt

Status: In Good Standing Licensed: 55 Years

CONTACT

15 Stewart Pl, White Plains, NY 10603

Emily Pietromonaco Kahn

International, Estate, Divorce & Family Law, Credit & Debt

Status: In Good Standing

CONTACT

1133 Westchester Ave, West Harrison, NY 10604

Kelly Ann Hodges

Real Estate, Immigration, Wills & Probate, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

55 Church St, White Plains, NY 10601

Martin Bernard Schwimmer

Patent, Intellectual Property, Domain Names, US Courts, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

1 Barker Ave, White Plains, NY 10601

Nathan Horowitz

Bankruptcy & Debt, Real Estate, Credit & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing

CONTACT

1 Barker Avenue, White Plains, NY 10601

Keyi Xu

Patent, Federal, Credit & Debt, Car Accident

Status: In Good Standing Licensed: 7 Years

CONTACT

One Barker Ave, White Plains, NY 10601

Maiaklovsky Preval

Commercial Real Estate, Dispute Resolution, Immigration, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

75 S Broadway, White Plains, NY 10601

Joel S. Lever

Real Estate, Medicare & Medicaid, Health Care, Credit & Debt

Status: In Good Standing

CONTACT

1 N Broadway, White Plains, NY 10601

Stephen Joseph Nelson

Pension & Benefits, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

445 Hamilton Ave, White Plains, NY 10601

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FDCPA

See Fair Debt Collections & Practices Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Armonk Credit & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Debra Palazzo

Guy Richard Fairstein

Emily Pietromonaco Kahn

Kelly Ann Hodges

Martin Bernard Schwimmer

Nathan Horowitz

Keyi Xu

Maiaklovsky Preval

Joel S. Lever

Stephen Joseph Nelson

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FRATERNAL BENEFIT SOCIETY BENEFITS

LIQUIDATING PARTNER

FDCPA

GARNISHMENT

NUISANCE FEES

ADMINISTRATIVE EXPENSES

AUTOMATIC STAY

CREDIT COUNSELING

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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