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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joyce Heritage

Motor Vehicle, DUI-DWI, Criminal, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

Cle ELum, WA 98922

Thomas F McGrath

Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

13555 Bel Red Road, Bellevue, WA 98005

Nadia Kate Kourehdar

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

249 Main Ave S, North Bend, WA 98045

Karl Yongsuk Park

Family Law, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

7421 Better Way Loop SE, Snoqualmie, WA 98065

Terrence Carl Brown

Antitrust, Credit & Debt, Contract, Business & Trade

Status: Inactive Licensed: 43 Years

CONTACT

3339 261St Ave Se, Issaquah, WA 98075

Kathleen Ellen Steed-Luick

Land Use & Zoning, Estate Planning, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

21711 Ne 16Th St, Issaquah, WA 98074

Wanda Jean Reif Nuxoll

Commercial Real Estate, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

22525 Se 64Th Pl, Issaquah, WA 98027

Mark Jarmuth

Elder Law, Credit & Debt, Family Law, Bankruptcy

Status: Inactive Licensed: 31 Years

CONTACT

8610 164Th Ave Ne, Redmond, WA 98052

Robert Alan Bohrer

Labor Law, Credit & Debt, Estate Planning, Life & Health

Status: In Good Standing Licensed: 51 Years

CONTACT

15600 Ne 8Th St, Bellevue, WA 98008

Christopher Jason Mercado

Business & Trade, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2800 156th Ave SE, Bellevue, WA 98007

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Baring Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Joyce Heritage

Thomas F McGrath

Nadia Kate Kourehdar

Karl Yongsuk Park

Terrence Carl Brown

Kathleen Ellen Steed-Luick

Wanda Jean Reif Nuxoll

Mark Jarmuth

Robert Alan Bohrer

Christopher Jason Mercado

TIPS

LEGAL TERMS

FORBEARANCE

DEBT COLLECTOR

FAIR LABOR STANDARDS ACT (FLSA)

BANKRUPTCY TRUSTEE

LIMITED LIABILITY

ADMINISTRATIVE EXPENSES

SECRET WARRANTY PROGRAM

GRACE PERIOD

UNSECURED DEBT

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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