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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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John A Brikmanis

Bankruptcy, Criminal, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

139 East Water Street, Oak Harbor, OH 43449

Mary Frederick Mccloy Coy

Government, Misdemeanor, Business, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

10036 N. Shannon Hills Dr, Perrysburg, OH 43551

Donald Harris

Bankruptcy & Debt, Immigration, Tax, Federal, Credit & Debt

Status: In Good Standing

CONTACT

158 E Market St, Sandusky, OH 44870

Charles Stephen Barlett

Entertainment, Trusts, Family Law, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

7155 Coder Rd, Maumee, OH 43537

Janna Elizabeth Waltz

Divorce & Family Law, Contract, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

405 N Huron St, Toledo, OH 43604

Ian Michael Katz

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

1101 Monroe St, Toledo, OH 43604

Adam J. Motycka

Trusts, Divorce, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1107 Adams St, Toledo, OH 43604

Raymond L Beebe

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

1107 Adams St, Toledo, OH 43604

Matthew Patrick Mundrick

Estate Planning, Divorce, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1801 Spielbusch Avenue, Toledo, OH 43604

Matthew P. Mundrick

Estate Planning, Divorce, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1801 Spielbusch Avenue, Toledo, OH 43604

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FDCPA

See Fair Debt Collections & Practices Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Bascom Credit & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

John A Brikmanis

Mary Frederick Mccloy Coy

Donald Harris

Charles Stephen Barlett

Janna Elizabeth Waltz

Ian Michael Katz

Adam J. Motycka

Raymond L Beebe

Matthew Patrick Mundrick

Matthew P. Mundrick

TIPS

LEGAL TERMS

DEBIT CARD

TRADE NAME

FDCPA

MEANS TEST

GRACE PERIOD

BANKRUPTCY

IRS EXPENSES

CREDIT INSURANCE

FORBEARANCE

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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