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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Barbara Stegun Phair

Patent, Mental Health, Licensing, Collection

Status: In Good Standing

CONTACT

1111 Marcus Avenue, New Hyde Park, NY 11042

Howard Steven Warner

Consumer Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

2923 200Th St, Bayside, NY 11360

Howard Steven Warner

Bankruptcy & Debt

Status: Inactive Licensed: 57 Years

CONTACT

2923 200Th St, Bayside, NY 11360

Brett Warren Hausthor

Health Care, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

20939 23Rd Ave, Bayside, NY 11360

Jack Ira Slepian

Commercial Real Estate, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

21408 41St Ave, Bayside, NY 11361

Nathan Arthur Brill

Real Estate, Immigration, Divorce & Family Law, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

4240 Bell Blvd, Bayside, NY 11361

David Minsoo Pyun

Real Estate, Immigration, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

38-39 Bell Blvd, Bayside, NY 11361

Malcolm S. Babel

Bankruptcy & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

21338 40Th Avenue, Bayside, NY 11361

Rahul Agarwal

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

4240 Bell Blvd, Bayside, NY 11361

Stephanie Lagoudis

Other, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

21411 Northern Blvd, Bayside, NY 11361

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Bayside Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Barbara Stegun Phair

Howard Steven Warner

Howard Steven Warner

Brett Warren Hausthor

Jack Ira Slepian

Nathan Arthur Brill

David Minsoo Pyun

Malcolm S. Babel

Rahul Agarwal

Stephanie Lagoudis

TIPS

LEGAL TERMS

COLLATERAL

PREFERENCE

SECRET WARRANTY PROGRAM

LIEN

UNDUE HARDSHIP

FORBEARANCE

NO-FAULT INSURANCE

TRADE DRESS

CREDIT REPORT

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