Beach Haven Credit & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jason Michael Rapa

✓ VERIFIED

Criminal, Credit & Debt, Personal Injury, Bankruptcy, Car Accident

Jason M. Rapa, Esquire, is a lawyer licensed and admitted to practice law in the State of Pennsylvania and before all three Pennsylvania Federal Court... (more)

FREE CONSULTATION

CONTACT

800-775-4620

141 South 1st Street, Lehighton, PA 18235

James A. Schneider

Landlord-Tenant, Estate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

439 W Broad St, Hazleton, PA 18201

John H. Doran

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 62 Years

CONTACT

67-69 Public Sq, Wilkes Barre, PA 18701

Arthur F. Silverblatt

Family Law, Divorce, Child Custody, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

15 Public Square, Wilkes Barre, PA 18701

David Bradford Hiscox

Landlord-Tenant, Real Estate, Criminal, Credit & Debt

Status: Deceased Licensed: 42 Years

CONTACT

400 3Rd Ave, Kingston, PA 18704

Chris H. Kang

Litigation, Credit & Debt, Real Estate

Status: In Good Standing

CONTACT

600 Third Avenue, Kingston, PA 18704

Thomas Patrick Hogan

Mass Torts, Family Law, Criminal, Business, Credit & Debt

Status: In Good Standing

CONTACT

601 Wyoming Avenue, Kingston, PA 18704

Thomas Patrick Hogan

Litigation, Family Law, Credit & Debt, Criminal

Status: In Good Standing

CONTACT

601 Wyoming Avenue, Kingston, PA 18704

Gregory J. Pavlovitz

Education, Real Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

408 W Market St, Pottsville, PA 17901

Ashley Marie Rogers

Estate, Divorce, Criminal, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

10 Westwood Rd, Pottsville, PA 17901

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FDCPA

See Fair Debt Collections & Practices Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SAMPLE LEGAL CASES

Biese v. Biese

... 10 In Issue A(2), Husband asserts that all of the parties' credit card debt should not have been apportioned to him. According to Husband, if the Master's goal was a 50/50 split of the marital estate, he should have assigned half of the $10,584.00 credit card debt to Wife. ...

DEBT SETTLEMENT USA, INC. v. Kaplan

... Act 117 also defines "debt settlement services" as: [a]n action or negotiation made on behalf of a consumer with that consumer's creditors for the purpose of the creditor forgiving part or all of the principal of the debt incurred or credit extended to that consumer. ...

Commonwealth Financial Systems, Inc. v. Smith

... ("CFS") appeals from the judgment entered in favor of Ms. Larry Smith ("Ms. Smith") in this action to collect a credit card debt. [1] We affirm. ... By March 2002, Ms. Smith was approximately $2,000 in debt on her credit card account. CFS buys and collects debts. ...

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Beach Haven Credit & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Jason Michael Rapa

James A. Schneider

John H. Doran

Arthur F. Silverblatt

David Bradford Hiscox

Chris H. Kang

Thomas Patrick Hogan

Thomas Patrick Hogan

Gregory J. Pavlovitz

Ashley Marie Rogers

TIPS

LEGAL TERMS

FCRA

PREFERENCE

UNDUE HARDSHIP

IRS EXPENSES

AUTOMATIC STAY

TOXIC TORT

FDCPA

DISPOSABLE INCOME

DEBT COLLECTOR

SAMPLE LEGAL CASES

Biese v. Biese

DEBT SETTLEMENT USA, INC. v. Kaplan

Commonwealth Financial Systems, Inc. v. Smith

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