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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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R. Ruben Gallegos

Collection, Tribal Jurisdiction, DUI-DWI, Credit & Debt

Status: In Good Standing

CONTACT

116 14th Street SW, Albuquerque, NM 87102

John Thomas Fitzpatrick

Real Estate, Business, Contract, Collection

Status: In Good Standing

CONTACT

Albuquerque, NM 87190

Andrew P. Yarrington

Consumer Rights, Bankruptcy & Debt, Bankruptcy, Collection

Status: In Good Standing

CONTACT

20 First Plaza Ctr Nw, Albuquerque, NM 87102

Jason M. Wexler

Litigation, Transactions, Estate Planning, Collection

Status: In Good Standing

CONTACT

1212 Pennsylvania St Ne, Albuquerque, NM 87110

Lawrence P. Zamzok

Collection, Personal Injury, Car Accident

Status: In Good Standing

FREE CONSULTATION

CONTACT

6001 Whiteman Drive NW, Albuquerque, NM 87120

Denise A. Snyder

Foreclosure, Mediation, Civil Rights, Collection

Status: In Good Standing

CONTACT

4233 Montgomery Blvd. Ne, Albuquerque, NM 87109

Deborah M. DeMack

Bankruptcy & Debt, Bankruptcy, Collection

Status: In Good Standing

CONTACT

the Law Office of George "Dave" Giddens,PC., Albuquerque, NM 87111

Denise A. Snyder

Collection, Foreclosure, Mediation, Clean Air Practice

Status: In Good Standing

CONTACT

6501 Eagle Rock Ave Ne, Albuquerque, NM 87113

800-923-0641

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800-943-8690

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Belen Collection Lawyer, New Mexico

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

R. Ruben Gallegos

John Thomas Fitzpatrick

Andrew P. Yarrington

Jason M. Wexler

Lawrence P. Zamzok

Denise A. Snyder

Deborah M. DeMack

Denise A. Snyder

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LEGAL TERMS

FCRA

COLLECTION AGENCY

BANKRUPTCY

UNSECURED DEBT

REDEMPTION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GARNISHMENT

MEETING OF CREDITORS

CREDIT INSURANCE

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