Bellarthur Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Benjamin Robert Eisner

✓ VERIFIED

Business, Bankruptcy & Debt, Bankruptcy, Commercial Bankruptcy, Lawsuit & Dispute

Mr. Eisner received his B.A. degree in American Studies from the University of North Carolina, his MPA from the University of North Carolina School of... (more)

CONTACT

252-633-1930

300 E. Arlington Blvd, Greenville, NC 27835

W. Lee Allen

Bankruptcy, Divorce, Family Law

Status: In Good Standing

CONTACT

209 Evans Street, Greenville, NC 27858

Mitzi Caroline Pestaner

International, Gift Taxation, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

675 Jordan Drive, Greenville, NC 27834

Robert W. Waddell

Defamation & Slander, Credit & Debt, Civil & Human Rights, Consumer Rights

Status: In Good Standing Licensed: 22 Years

CONTACT

810 Darrell Drive, Greenville, NC 27834

Allen C. Brown

Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

Winterville, NC 28590

William F. Hill

Collection, Divorce, Business, Bankruptcy

Status: In Good Standing

CONTACT

708 Cromwell Drive, Greenville, NC 27858

Lisa Hennessy Fitzpatrick

Divorce, Divorce & Family Law, Banking & Finance, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

704 Cromwell Drive, Greenville, NC 27858

Steven R. Jones

Commercial Real Estate, Business Organization, Consumer Bankruptcy, Animal Bite

Status: In Good Standing Licensed: 25 Years

CONTACT

117 W. 4Th Street, Greenville, NC 27858

Richard L. Cannon

Social Security -- Disability, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

P. O. Drawer 8425, Greenville, NC 27835

Paul A. Fanning

Real Estate, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

Greenville, NC 27835

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Bellarthur Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Benjamin Robert Eisner

W. Lee Allen

Mitzi Caroline Pestaner

Robert W. Waddell

Allen C. Brown

William F. Hill

Lisa Hennessy Fitzpatrick

Steven R. Jones

Richard L. Cannon

Paul A. Fanning

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

REAFFIRMATION

REDEMPTION

UNDUE HARDSHIP

FAIR LABOR STANDARDS ACT (FLSA)

LOSS DAMAGE WAIVER (LDW)

PREFERENCE

LIABILITY

CHAPTER 13 PLAN

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