Belvidere Credit & Debt Lawyer, New Jersey, page 2

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Olga Kats-Chalfant

Land Use & Zoning, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

220 Park Avenue, Florham Park, NJ 07932

J Nicole Knox

Land Use & Zoning, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

220 Park Avenue, Florham Park, NJ 07932

Scott Alan Leaman

Land Use & Zoning, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

220 Park Avenue, Florham Park, NJ 07932

Julie E Gendel

Land Use & Zoning, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

220 Park Avenue, Florham Park, NJ 07932

Rahil Darbar

Land Use & Zoning, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

220 Park Avenue, Florham Park, NJ 07932

Darin S. Portnoy

Collection, Credit & Debt, Business & Trade, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

3705 Quakerbridge Road, Hamilton, NJ 08619

Maja Mojsilovic Obradovic

Lawsuit & Dispute, Employment, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

99 Wood Ave S, Iselin, NJ 08830

Richard A Luthmann

Credit & Debt, Election & Political, Estate Planning, International Other

Status: In Good Standing

CONTACT

30 Wood Avenue South, Iselin, NJ 08830

Eric Rochkind

Real Estate, Child Support, Credit & Debt, Slip & Fall Accident

Status: In Good Standing

CONTACT

3146 State Route 27, Kendall Park, NJ 08824

Seth J. Lapidow

Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

3131 Princeton Pike, Lawrence Township, NJ 08648

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

... for reconsideration that Calandra deposed "three Ford credit witnesses." The appellate record only contains Anderson's and Nicosia's depositions. [2] As explained in Ford's statement of material facts in support of summary judgment, not disputed by Calandra, the debt owed by ...

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

... taken up by . . . a futile proceeding"). Even if, for the sake of argument, defendant's failure to file a timely answer was the result of excusable neglect, he presents no meritorious defenses to his personal liability for the credit card debt in this case. ...

FIA CARD SERVICES v. KESSIE

... PER CURIAM. Defendant Prince Kessie appeals from an order of the Law Division granting summary judgment against him for an alleged credit card debt in the amount of $19,214.04 plus costs. We reverse and remand for reinstatement of the pleadings. ...

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Belvidere Credit & Debt Lawyer, New Jersey, page 2

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Olga Kats-Chalfant

J Nicole Knox

Scott Alan Leaman

Julie E Gendel

Rahil Darbar

Darin S. Portnoy

Maja Mojsilovic Obradovic

Richard A Luthmann

Eric Rochkind

Seth J. Lapidow

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

COLLECTION AGENCY

CREDIT REPORT

DISCHARGE (OF DEBTS)

REDEMPTION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BANKRUPTCY

AUTOMATIC STAY

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

FIA CARD SERVICES v. KESSIE

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