Berea Credit & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Stephanie C Flanary

General Practice

Status: In Good Standing

CONTACT

370 Opossum Kingdom Rd, Berea, KY 40403

Marsha Taylor

Divorce & Family Law, Credit & Debt, Social Security, Civil Rights, Family Law

Status: In Good Standing

CONTACT

490 Cave Springs Rd, Mc Kee, KY 40447

Marsha Taylor

Credit & Debt, Social Security, Civil Rights, Family Law, Estate Planning

Status: In Good Standing

CONTACT

490 Cave Springs Rd, Mc Kee, KY 40447

Marsha Taylor

Child Custody, Divorce & Family Law, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

490 Cave Springs Rd, Mc Kee, KY 40447

Leta Baharestan

General Practice

Status: Inactive

CONTACT

116 N 2Nd St, Richmond, KY 40476

Daniel Vincent Smith

Divorce, Divorce & Family Law, Consumer Protection, Credit & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

114 N. 2Nd Street, Richmond, KY 40475

Daniel Vincent Smith

Real Estate, Divorce & Family Law, Business, Credit & Debt

Status: In Good Standing

CONTACT

114 N. 2Nd Street, Richmond, KY 40475

Susan Baker Martin

Workout, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

246 W Main St, Richmond, KY 40475

Sean Patrick Perdue

Dispute Resolution, Divorce & Family Law, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

225 West Irvine Street, Richmond, KY 40475

Theodore M Robbins

General Practice

Status: In Good Standing

CONTACT

214 N 3Rd St, Richmond, KY 40475

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT FILE

See credit report.

SAMPLE LEGAL CASES

Rice v. Rice

... The single issue on discretionary review to this Court is whether the trial court abused its discretion in concluding that a credit card debt incurred solely by the husband and an adult son without the wife's knowledge and participation was marital property and ordering the wife to ...

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

... Tall, pro se, answered the Credit Union's complaint by essentially denying that he owed any debt to the Credit Union and claiming that he and the Credit Union's attorney had previously discussed a settlement whereby Tall would bring his account current. ...

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

... Reed appeals from an opinion and order of the Rockcastle Circuit Court granting summary judgment to Franklin Credit Management Corporation ... agreed the subject property was to be transferred to Sue Colwell in consideration of her assuming the debt totaling $69,000.00 on ...

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Berea Credit & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Stephanie C Flanary

Marsha Taylor

Marsha Taylor

Marsha Taylor

Leta Baharestan

Daniel Vincent Smith

Daniel Vincent Smith

Susan Baker Martin

Sean Patrick Perdue

Theodore M Robbins

TIPS

LEGAL TERMS

FCRA

SOLE PROPRIETORSHIP

LIEN

TOXIC TORT

AUTOMATIC STAY

CREDIT BUREAU

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDITOR

CREDIT FILE

SAMPLE LEGAL CASES

Rice v. Rice

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

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