Bergen County, NJ Bankruptcy & Debt Lawyers, page 2

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Eric Mark Pelz

Corporate, Litigation, Bankruptcy

Status: In Good Standing

CONTACT

411 Hackensack Avenue, Hackensack, NJ 07601

Eric David Reiser

Litigation, Science, Technology & Internet, Trusts, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

411 Hackensack Ave, Hackensack, NJ 07601

Russell J Passamano

Real Estate, Litigation, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

500 Frank W. Burr Boulevard, Teaneck, NJ 07666

David Edelberg

Landlord-Tenant, Child Custody, Identity Theft, Insurance, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

433 Hackensack Ave, Hackensack, NJ 07601

David Edelberg

Litigation, Wrongful Termination, Family Law, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

433 Hackensack Avenue, Hackensack, NJ 07601

Walter K. Schreyer

DUI-DWI, Criminal, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

189 Kinderkamack Road, Westwood, NJ 07675

Eileen Linarducci

Business, Bankruptcy

Status: In Good Standing

CONTACT

210 River St, Hackensack, NJ 07601

Marc Alster

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

2 University Plaza, Hackensack, NJ 07601

Reena Forst

Collection, Litigation, Real Estate

Status: In Good Standing Licensed: 32 Years

CONTACT

345 Union St, Hackensack, NJ 07601

Candice L Drisgula

Family Law, Divorce, Child Custody, Collection

Status: In Good Standing

CONTACT

17-17 Route 208 North, Fair Lawn, NJ 07410

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Bergen County, NJ Bankruptcy & Debt Lawyers, page 2

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Eric Mark Pelz

Eric David Reiser

Russell J Passamano

David Edelberg

David Edelberg

Walter K. Schreyer

Eileen Linarducci

Marc Alster

Reena Forst

Candice L Drisgula

TIPS

LEGAL TERMS

REPOSSESSION

CREDITOR

CREDIT BUREAU

IRS EXPENSES

TRUTH IN LENDING ACT (TILA)

LIMITED LIABILITY

NUISANCE FEES

FRATERNAL BENEFIT SOCIETY BENEFITS

BULK SALES LAW

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