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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard N. Gottlieb

Litigation, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

The Lawyers' Building, Eleven Beacon Street, Boston, MA 02108

Randi Levine

Corporate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

20 Walnut Street, Wellesley Hills, MA 02481

Charles A. Dale

Litigation, Trusts, Workout, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

40 Turkey Hill Lane, Accord, MA 02043

Colleen A. Meyers

Land Use & Zoning, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

17 Greenhalge Street, Ashland, MA 01721

Robert Michael Williamson

Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

62 Rosewood Lane, Attleboro Falls, MA 02763

David Glenn Baker

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

255 Massachusetts Avenue, Boston, MA 02115

Michael P. Vernon

Lawsuit & Dispute, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

155 Federal Street, Boston, MA 02110

John M. Iacoi

Commercial Real Estate, Banking & Finance, Business, Credit & Debt

Status: In Good Standing

CONTACT

300 Commercial Street, Boston, MA 02110

Stanley A. Twarog

International Other, Science, Technology & Internet, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

Boston, MA 02111

Ann-Ellen Hornidge

Health Care Other, Banking & Finance, Credit & Debt, Education

Status: In Good Standing

CONTACT

Boston, MA 02111

800-923-0641

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT FILE

See credit report.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

... guaranties made to WFBC under a credit and security agreement, and as to the guarantors' counterclaims against WFBC. The guarantors' appeal seeks review of (1) their liability, generally, as they claim an oral forbearance agreement precluded collection on this debt until the ...

Don v. Soo Hoo

... Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so 81 that she could shed credit card debt then amounting to slightly more than $11,000. ...

Don v. SOO

... We affirm. Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so that she could shed credit card debt then amounting to slightly more than $11,000. ...

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Berkley Credit & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Richard N. Gottlieb

Randi Levine

Charles A. Dale

Colleen A. Meyers

Robert Michael Williamson

David Glenn Baker

Michael P. Vernon

John M. Iacoi

Stanley A. Twarog

Ann-Ellen Hornidge

TIPS

LEGAL TERMS

WINDING UP

COLLECTION AGENCY

CREDIT FILE

GUARANTOR

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR LABOR STANDARDS ACT (FLSA)

MEANS TEST

DOING BUSINESS AS (DBA)

SETOFF

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

Don v. Soo Hoo

Don v. SOO

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