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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Richard Dominic Amato

Bankruptcy, DUI-DWI, Traffic, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

1358 Janet St, Sycamore, IL 60178

Richard Amato

Bankruptcy, DUI-DWI, Traffic, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

1358 Janet St, Sycamore, IL 60178

Jill L. Olson

Divorce & Family Law, Bankruptcy, Elder Law, Estate Planning

Status: In Good Standing Licensed: 46 Years

CONTACT

407 West State Street, Sycamore, IL 60178

Mary Frances Petruchius

Divorce, DUI-DWI, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

313 E State St, Sycamore, IL 60178

Mary Petruchius

Divorce, DUI-DWI, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

313 E State St, Sycamore, IL 60178

Nisha Parikh

Litigation, Estate Planning, Environmental Law Other, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1771 W Diehl Rd, Naperville, IL 60563

Nisha Bhupendra Parikh

Real Estate, Litigation, Environmental Law Other, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1771 W Diehl Rd, Naperville, IL 60563

Clay Mosberg

Bankruptcy, Transactions

Status: In Good Standing Licensed: 50 Years

CONTACT

1771 West Diehl Road, Naperville, IL 60563

Jacqueline Montville

Bankruptcy, Workers' Compensation, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

515 Kendall Ln, Dekalb, IL 60115

Jacqueline Montville

Real Estate, Bankruptcy, Workers' Compensation, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

515 Kendall Ln, Dekalb, IL 60115

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

... Appellees and Cross-Appellants, v. Hollis L. BRUMFIELD, Defendant and Counterplaintiff- Appellant and Cross-Appellee, and Michael J. Drewes; Constance Drewes; Beau Drewes; Zachary Fitzpatrick; Dan Fitzpatrick; Cindy Fitzpatrick; Steve Miller, Trustee in Bankruptcy for the ...

Seip v. Rogers Raw Materials Fund, LP

... Upon learning this, Beeland immediately sought to have the assets transferred either to Refco, LLC, or back to the original brokerage accounts. D. Refco Bankruptcy and the Special Redemption Letter. ... (2006)). Refco, LLC, filed for bankruptcy as well in November 2005. ...

Giannini v. Kumho Tire USA, Inc.

... While there are no Illinois cases addressing the stay granted in Rule 306, Garbe Iron Works held that the two-year statute of limitations for filing a mechanics' lien foreclosure was tolled by the automatic stay provision contained in the Federal Bankruptcy Act (11 USC Â§ 362(a)(1 ...

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Big Rock Bankruptcy Lawyer, Illinois, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Richard Dominic Amato

Richard Amato

Jill L. Olson

Mary Frances Petruchius

Mary Petruchius

Nisha Parikh

Nisha Bhupendra Parikh

Clay Mosberg

Jacqueline Montville

Jacqueline Montville

TIPS

LEGAL TERMS

HOUSEHOLDER

401(K) PLAN

CREDIT INSURANCE

LIQUIDATING PARTNER

CURRENT MONTHLY INCOME

SECRET WARRANTY PROGRAM

REAFFIRMATION

ACCORD AND SATISFACTION

PREFERENCE

SAMPLE LEGAL CASES

Economy Fire & Cas. Co. v. Brumfield

Seip v. Rogers Raw Materials Fund, LP

Giannini v. Kumho Tire USA, Inc.

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