Biggsville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott M. Smith

Agriculture, Corporate, Business Organization, Collection

Status: In Good Standing

CONTACT

124 West Exchange Street, Cambridge, IL 61238

Colby Graston Hathaway

General Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

Oquawka, IL 61469

Lamarr William Evans

Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

Oquawka, IL 61469

Lamarr Evans

Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

Oquawka, IL 61469

Meagan Box

Estate Planning, Workers' Compensation, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

122 West Boston Ave, Monmouth, IL 61462

Meagan Kimberly Box

Estate Planning, Workers' Compensation, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

122 West Boston Ave, Monmouth, IL 61462

William James Hurley

Merger & Acquisition, Litigation, Bankruptcy, Transactions

Status: In Good Standing Licensed: 43 Years

CONTACT

370 Knox Road 50 E, Abingdon, IL 61410

Douglas Dee Mustain

Lawsuit & Dispute, Government, Divorce & Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

1865 N. Henderson St., Galesburg, IL 61401

Douglas Robert Lindstrom

Commercial Real Estate, Litigation, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

5 East Simmons Street, Galesburg, IL 61401

Christopher Kanthak

Government, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

161 S. Cherry, Galesburg, IL 61401

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CCCS

See Consumer Credit Counseling Service.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Biggsville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Scott M. Smith

Colby Graston Hathaway

Lamarr William Evans

Lamarr Evans

Meagan Box

Meagan Kimberly Box

William James Hurley

Douglas Dee Mustain

Douglas Robert Lindstrom

Christopher Kanthak

TIPS

LEGAL TERMS

GARNISHMENT

FAIR CREDIT REPORTING ACT (FCRA)

NO-FAULT INSURANCE

MEETING OF CREDITORS

ADMINISTRATIVE EXPENSES

NONDISCHARGEABLE DEBTS

FRAUDULENT TRANSFER

CCCS

LIEN

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