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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kurt Hurtgen

Farms, Family Law, Divorce, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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7225 Longmeadow Lane, Hanover Park, IL 60133

Kristine M. Kolky

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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One Pierce Place, Itasca, IL 60143

Nicholas V. Dizonno

Banking & Finance, Bankruptcy, Bankruptcy Litigation, Corporate

Status: In Good Standing

FREE CONSULTATION

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One Pierce Place, Itasca, IL 60143

Bernard J. Toussaint

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

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2500 South Highland Avenue, Lombard, IL 60148

David N. Tanner

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

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2500 South Highland Avenue, Lombard, IL 60148

Christina Brotto

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

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2500 South Highland Avenue, Lombard, IL 60148

Michael T. Nigro

Commercial Real Estate, Transactions, Business, Collection

Status: In Good Standing

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1 Tiffany Pointe, Bloomingdale, IL 60108

Mark Gryska

Landlord-Tenant, Workers' Compensation, Collection, Personal Injury

Status: In Good Standing Licensed: 39 Years

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1 Tiffany Pt, Bloomingdale, IL 60108

Mark Eugene Gryska

Landlord-Tenant, Workers' Compensation, Collection, Personal Injury

Status: In Good Standing Licensed: 39 Years

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1 Tiffany Pt, Bloomingdale, IL 60108

Richard Frederick Doerr

Traffic, DUI-DWI, Bankruptcy, Personal Injury

Status: In Good Standing

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4206 Prestwick Ct, Saint Charles, IL 60174

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Bloomingdale Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kurt Hurtgen

Kristine M. Kolky

Nicholas V. Dizonno

Bernard J. Toussaint

David N. Tanner

Christina Brotto

Michael T. Nigro

Mark Gryska

Mark Eugene Gryska

Richard Frederick Doerr

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

MEETING OF CREDITORS

DISPOSABLE INCOME

GUARANTOR

DEBIT CARD

COSIGNER

DEBT COLLECTOR

TOXIC TORT

FAIR CREDIT BILLING ACT (FCBA)

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