Bracken County, KY Collection Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Shelley Kay Spofford

Civil Rights, Malpractice, Litigation

Status: In Good Standing Licensed: 17 Years

CONTACT

1019 Dover Rd, Augusta, KY 41002

Matthew Thomas Sanning

General Practice

Status: In Good Standing

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224 Main Street, Augusta, KY 41002

Edward J Rudd

Commercial Real Estate, Family Law, Bankruptcy

Status: In Good Standing

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127 W Main St, Brooksville, KY 41004

Mark Anthony Schumacher

Divorce, Criminal, Divorce & Family Law

Status: In Good Standing

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127 W Miami St, Brooksville, KY 41004

David Paine Laskey

General Practice

Status: In Good Standing

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222 Main St, Augusta, KY 41002

Michael Alan Clark

General Practice

Status: In Good Standing

CONTACT

Brooksville, KY 41004

Susan Beth Moore

General Practice

Status: In Good Standing

CONTACT

Brooksville, KY 41004

Kerry Beth Holleran

General Practice

Status: In Good Standing

CONTACT

1143 Powersville Willow Rd, Brooksville, KY 41004

Cynthia C Thompson

Family Law, State & Local Agencies, Corporate, Personal Injury

Status: In Good Standing

CONTACT

202 E Riverside Drive, Augusta, KY 41002

Stanford R Boster

General Practice

Status: Inactive

CONTACT

101 Frankfort St, Augusta, KY 41002

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Bracken County, KY Collection Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Shelley Kay Spofford

Matthew Thomas Sanning

Edward J Rudd

Mark Anthony Schumacher

David Paine Laskey

Michael Alan Clark

Susan Beth Moore

Kerry Beth Holleran

Cynthia C Thompson

Stanford R Boster

TIPS

LEGAL TERMS

REAFFIRMATION

DISCHARGE (OF DEBTS)

LIMITED PARTNERSHIP

CHAPTER 13 BANKRUPTCY

GUARANTOR

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISCHARGEABLE DEBTS

IRS EXPENSES

ACCORD AND SATISFACTION

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