Breckenridge Collection Lawyer, Michigan

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Ashley R. Garchow

Landlord-Tenant, Federal Appellate Practice, Contract, Collection
Status:  In Good Standing           Licensed:  20 Years

Becky J. Bolles

Wills & Probate, Estate, Divorce & Family Law, Corporate, Collection
Status:  In Good Standing           Licensed:  27 Years

David J. Gilbert

Criminal, Elder Law, Contract, Collection, Personal Injury
Status:  In Good Standing           Licensed:  25 Years

M. T. Thompson

Labor Law, Collection, Criminal, Other
Status:  In Good Standing           Licensed:  47 Years

Christina K. L. Walsh

Workers' Compensation, Contract, Collection, Wrongful Death
Status:  In Good Standing           Licensed:  18 Years

Randall M. Jurrens

Collection, Litigation, Business, Criminal
Status:  In Good Standing           Licensed:  47 Years

Kenneth M. Malkin

Landlord-Tenant, Medical Products & Devices, Federal Appellate Practice, Collection
Status:  In Good Standing           Licensed:  40 Years

Henry Sefcovic

Foreclosure, International Tax, Collection, Bankruptcy
Status:  In Good Standing           

Carmen Rae Fillmore

Estate Planning, Labor Law, Family Law, Collection
Status:  In Good Standing           Licensed:  9 Years

Mark Ernest Ross

Commercial Leasing, Construction Contracts, Business Organization, Collection
Status:  In Good Standing           Licensed:  26 Years

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CCCS

See Consumer Credit Counseling Service.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCBA

See Fair Credit Billing Act.