Bremerton Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gary Theodore Chrey

Foreclosure, Estate Planning, Corporate, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

600 Kitsap St, Port Orchard, WA 98366

James Clayton Dudley

Collection, Estate Planning, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

2803 Erlands Beach Loop Nw, Bremerton, WA 98312

John Joseph Mitchell

Litigation, Child Custody, Credit & Debt, Collection

Status: Inactive Licensed: 42 Years

CONTACT

Bainbridge Island, WA 98110

Thomas Randolph Dreiling

Collection, Dispute Resolution, Civil Rights, Construction

Status: In Good Standing Licensed: 52 Years

CONTACT

4448 Rockaway Beach Rd Ne, Bainbridge Island, WA 98110

Steven L. Olsen

Elder Law, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

1050 Ne Hostmark St, Poulsbo, WA 98370

Charles Wade Peach

Contract, Collection, Personal Injury, Civil Rights

Status: In Good Standing Licensed: 41 Years

CONTACT

10941 Forest Ln Ne, Bainbridge Island, WA 98110

K. C. Hawthorne

Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

451 Sw Sedgwick Rd, Port Orchard, WA 98367

John Frederick Rapp

Insurance, Collection, Employment Discrimination, Civil Rights

Status: In Good Standing Licensed: 40 Years

CONTACT

2452 Ne Athlon Ct, Poulsbo, WA 98370

Barbara Louise Bollero

Foreclosure, Civil Rights, Banking & Finance, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

6312 Atlas Pl Sw, Seattle, WA 98136

Jason Stowe

Family Law, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

2575 Shanda Ln Ne, Poulsbo, WA 98370

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Bremerton Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Gary Theodore Chrey

James Clayton Dudley

John Joseph Mitchell

Thomas Randolph Dreiling

Steven L. Olsen

Charles Wade Peach

K. C. Hawthorne

John Frederick Rapp

Barbara Louise Bollero

Jason Stowe

TIPS

LEGAL TERMS

SETOFF

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTEED RESERVATION

CREDIT BUREAU

CHAPTER 7 BANKRUPTCY

GENERAL PARTNER

NONDISCHARGEABLE DEBTS

CREDIT INSURANCE

ADMINISTRATIVE EXPENSES

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