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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Christine A. Dolan

Foreign Investment, Federal Employees, Administrative Law, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1593 Route 88 West, Brick, NJ 08723

Joseph J. La Costa

Corporate, Credit & Debt, Tax

Status: In Good Standing

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225 Broad Street, Red Bank, NJ 07701

Christopher M. Santora

Banking & Finance, Civil Rights, Credit & Debt, Commercial Real Estate

Status: In Good Standing

CONTACT

503 Union Ave, Brielle, NJ 08730

Christopher M Santora

General Practice

Status: In Good Standing Licensed: 31 Years

CONTACT

503 Union Ave, Brielle, NJ 08730

Cheryl Lynn Freidberg

Construction, Employee Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

1805 Swarthmore Ave, Lakewood, NJ 08701

Joseph Eliyahu Skaist

Contract, Credit & Debt, Construction, Litigation

Status: In Good Standing Licensed: 8 Years

CONTACT

1125 Ocean Ave, Lakewood, NJ 08701

Matthew John Donohue

Land Use & Zoning, Estate Planning, Insurance, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

98 E Water St, Toms River, NJ 08753

Amy B Klauber

Workers' Compensation, Insurance, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 34 Years

CONTACT

1500 Allaire Ave, Asbury Park, NJ 07712

Rachel Elena Partyka

Power of Attorney, Divorce, Divorce & Family Law, Credit & Debt

Status: In Good Standing

CONTACT

83 South St, Freehold, NJ 07728

Chad N. Cagan

Lawsuit & Dispute, Government, Criminal, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

4400 Rt 9 S, Freehold, NJ 07728

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT FILE

See credit report.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

... for reconsideration that Calandra deposed "three Ford credit witnesses." The appellate record only contains Anderson's and Nicosia's depositions. [2] As explained in Ford's statement of material facts in support of summary judgment, not disputed by Calandra, the debt owed by ...

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

... taken up by . . . a futile proceeding"). Even if, for the sake of argument, defendant's failure to file a timely answer was the result of excusable neglect, he presents no meritorious defenses to his personal liability for the credit card debt in this case. ...

FIA CARD SERVICES v. KESSIE

... PER CURIAM. Defendant Prince Kessie appeals from an order of the Law Division granting summary judgment against him for an alleged credit card debt in the amount of $19,214.04 plus costs. We reverse and remand for reinstatement of the pleadings. ...

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Brick Credit & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Christine A. Dolan

Joseph J. La Costa

Christopher M. Santora

Christopher M Santora

Cheryl Lynn Freidberg

Joseph Eliyahu Skaist

Matthew John Donohue

Amy B Klauber

Rachel Elena Partyka

Chad N. Cagan

TIPS

LEGAL TERMS

CREDIT INSURANCE

PRIORITY DEBT

UNSECURED DEBT

SUBROGATION

CREDIT FILE

NONEXEMPT PROPERTY

BANKRUPTCY

CHAPTER 13 PLAN

CREDIT COUNSELING

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

FIA CARD SERVICES v. KESSIE

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