Brimfield Reorganization Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Casey Christopher Kepple

Litigation, Estate Planning, Transactions, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

4700 N Prospect Rd, Peoria, IL 61616

Casey Christopher Kepple

Commercial Real Estate, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

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4700 N Prospect Rd, Peoria, IL 61616

Lynne M. Binkele

Estate Planning, Adoption, Elder Law, Collection

Status: In Good Standing Licensed: 28 Years

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101 Ne Randolph Ave, Peoria, IL 61606

Michael A. Kraft

Industry Specialties, Employee Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

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227 Ne Jefferson St, Peoria, IL 61602

Amira Lucia Vicari Hills

Municipal, Corporate, Banking & Finance, Collection

Status: In Good Standing Licensed: 14 Years

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411 Hamilton Blvd, Peoria, IL 61602

Clyde Edwin Walker

Divorce & Family Law, Criminal, Collection, Defamation & Slander

Status: In Good Standing Licensed: 43 Years

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411 Hamilton, Peoria, IL 61602

Susan Linn Perkins

Civil Rights, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

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411 Hamilton Blvd, Peoria, IL 61602

Spencer Lee Daniels

Landlord-Tenant, Divorce, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 48 Years

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411 Hamilton Blvd, Peoria, IL 61602

Susan Linn Perkins

Civil Rights, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

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411 Hamilton Blvd, Peoria, IL 61602

Kip Shelby

Bankruptcy

Status: In Good Standing Licensed: 24 Years

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411 Hamilton Blvd, Peoria, IL 61602

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Brimfield Reorganization Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Casey Christopher Kepple

Casey Christopher Kepple

Lynne M. Binkele

Michael A. Kraft

Amira Lucia Vicari Hills

Clyde Edwin Walker

Susan Linn Perkins

Spencer Lee Daniels

Susan Linn Perkins

Kip Shelby

TIPS

LEGAL TERMS

DISPOSABLE INCOME

NONDISCHARGEABLE DEBTS

SETOFF

FAIR CREDIT REPORTING ACT (FCRA)

C CORPORATION

DEFINED CONTRIBUTION PLAN

FORBEARANCE

HOUSEHOLDER

GUARANTOR

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