Broward County, FL Credit & Debt Lawyers

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Todd David Muhlstock

✓ VERIFIED

Employment, Credit & Debt, Employee Rights, Accident & Injury, Wrongful Death

Mr. The Muhlstock is admitted to practice law in the Supreme Court of the United States of America; the United States Court of Appeals for the Second ... (more)

FREE CONSULTATION

CONTACT

516-974-9400

101 Northeast 3rd Avenue, Fort Lauderdale, FL 33301

Barry P. Gruher

Bankruptcy, Corporate, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

200 East Broward Boulevard, Fort Lauderdale, FL 33301

Sherri B. Simpson

Banking & Finance, Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

507 SE 11 Court, Fort Lauderdale, FL 33316

Matthew G. Krause

Collection, Commercial Leasing, Contract, Credit & Debt

Status: In Good Standing

CONTACT

8751 West Broward Blvd., Fort Lauderdale, FL 33324

Shaya Markovic

Traffic, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 13 Years

FREE CONSULTATION

CONTACT

1221 South 21 Avenue, Hollywood, FL 33020

Christian Panagakos

Foreclosure, Credit & Debt, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 29 Years

FREE CONSULTATION

CONTACT

120 E. Oakland Park Blvd., Fort Lauderdale, FL 33334

Darrel T. King

Credit & Debt, Collection, Car Accident, Animal Bite

Status: In Good Standing Licensed: 27 Years

CONTACT

707 Se 3Rd Ave, Fort Lauderdale, FL 33316

Richard Francis Hussey

Civil Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

800 Se 3Rd Ave, Fort Lauderdale, FL 33316

Emil Jonathan Fleysher

Civil Rights, Credit & Debt, Commercial Real Estate, Bankruptcy

Status: In Good Standing

CONTACT

715 E Hillsboro Blvd, Deerfield Beach, FL 33441

Nemia Lebrilla Schulte

Real Estate, Credit & Debt, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

2401 E Atlantic Blvd, Pompano Beach, FL 33062

800-923-0641

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Broward County, FL Credit & Debt Lawyers

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Todd David Muhlstock

Barry P. Gruher

Sherri B. Simpson

Matthew G. Krause

Shaya Markovic

Christian Panagakos

Darrel T. King

Richard Francis Hussey

Emil Jonathan Fleysher

Nemia Lebrilla Schulte

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

CYBERSQUATTING

DOING BUSINESS AS (DBA)

CREDIT INSURANCE

IRS EXPENSES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRUTH IN LENDING ACT (TILA)

GENERAL PARTNER

LIQUIDATING PARTNER

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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