Brunswick County, NC Collection Lawyers, page 5

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Brunswick Collection lawyer.
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J. Lloyd Nault

Communication & Media Law, Divorce

Status: In Good Standing Licensed: 46 Years

CONTACT

6586 Castlebrook Way Sw, Shallotte, NC 28469

Sandra L Darby

Real Estate, Wills & Probate, Trusts, Estate

Status: In Good Standing Licensed: 42 Years

CONTACT

1430 N Howe St, Southport, NC 28461

Richard P. Sullivan

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

19 Fairway Dr, Southport, NC 28465

Cynthia Davis Bridgers

Estate

Status: In Good Standing Licensed: 27 Years

CONTACT

6655 Beach Drive, Shallotte, NC 28469

Shanthi Elizabeth Jegatheeswar

General Practice

Status: In Good Standing Licensed: 25 Years

CONTACT

1119 Millstream Ct, Leland, NC 28451

Richard Dickinson Brooks

Real Estate, Lawsuit & Dispute, Business, Accident & Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

4381 Gauntlet Drive Se, Southport, NC 28461

Zachary Tyler Clouser

Education, Real Estate, Wills & Probate, Criminal

Status: In Good Standing Licensed: 10 Years

CONTACT

3921 Executive Park Blvd, Southport, NC 28461

John Calvin Chandler

Real Estate, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 26 Years

CONTACT

1761 Sandalwood Drive Sw, Shallotte, NC 28469

W. Richard Cox

Real Estate, Divorce & Family Law, Criminal, Business, Accident & Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

25 Calhoun St, Shallotte, NC 28470

Sandra L. Darby

Commercial Real Estate, Real Estate, Estate, Business

Status: In Good Standing Licensed: 43 Years

CONTACT

14302 Bismark Avenue, Southport, NC 28461

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Brunswick County, NC Collection Lawyers, page 5

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

J. Lloyd Nault

Sandra L Darby

Richard P. Sullivan

Cynthia Davis Bridgers

Shanthi Elizabeth Jegatheeswar

Richard Dickinson Brooks

Zachary Tyler Clouser

John Calvin Chandler

W. Richard Cox

Sandra L. Darby

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FRATERNAL BENEFIT SOCIETY BENEFITS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SECRET WARRANTY PROGRAM

DEBT COLLECTOR

FAIR CREDIT REPORTING ACT (FCRA)

NONEXEMPT PROPERTY

GUARANTEED RESERVATION

DEFINED CONTRIBUTION PLAN

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