Caledonia Workout Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Caledonia Workout lawyer.
Below are all Caledonia Bankruptcy & Debt lawyers.

Thomas Laye

✓ VERIFIED

Accident & Injury, Divorce & Family Law, Estate, Bankruptcy & Debt, Business

Thomas was born and raised in Cherry Valley, Illinois. He attended Western Illinois University where he received his Bachelor’s in Law Enforcement a... (more)

FREE CONSULTATION

CONTACT

815-962-0044

308 West State Street, Rockford, IL 61101

Thomas Laughlin

Civil Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

Roscoe, IL 61073

Thomas Edward Laughlin

Civil Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

Roscoe, IL 61073

Jack Donald Ward

Dispute Resolution, Intellectual Property, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

2902 Mcfarland Rd, Rockford, IL 61107

Elisa Whitman

Estate Planning, Business & Trade, Banking & Finance, Collection

Status: In Good Standing

CONTACT

6801 Spring Creek Rd, Rockford, IL 61114

Elisa J. Whitman

Estate Planning, Contract, Banking & Finance, Collection

Status: In Good Standing

CONTACT

6801 Spring Creek Rd, Rockford, IL 61114

Darron Michael Burke

Tax, Bankruptcy, Business & Trade, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

3957 North Mulford Road, Rockford, IL 61114

Bernard Joseph Natale

Bankruptcy & Debt, Commercial Bankruptcy, Consumer Bankruptcy

Status: In Good Standing

CONTACT

1639 North Alpine Road, Rockford, IL 61107

Brette E. Freedle

Litigation, Business, Collection, Products Liability

Status: In Good Standing

CONTACT

7210 E State St, Rockford, IL 61108

Thomas Green

Bankruptcy & Debt, Business, Real Estate, Municipal, Divorce & Family Law

Status: In Good Standing

CONTACT

6833 Stalter Drive, Rockford, IL 61108

800-923-0641

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800-943-8690

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CCCS

See Consumer Credit Counseling Service.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

Caledonia Workout Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Thomas Laye

Thomas Laughlin

Thomas Edward Laughlin

Jack Donald Ward

Elisa Whitman

Elisa J. Whitman

Darron Michael Burke

Bernard Joseph Natale

Brette E. Freedle

Thomas Green

TIPS

LEGAL TERMS

WORKOUT

CCCS

CREDIT INSURANCE

ADMINISTRATIVE EXPENSES

FAIR CREDIT BILLING ACT (FCBA)

CREDIT REPORT

401(K) PLAN

GRACE PERIOD

FCBA

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