Camden County, NJ Bankruptcy & Debt Lawyers, page 4

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Mark Cherry
About | Practice Areas
Mark Cherry Law
385 Kings Highway North Suite 101 Cherry Hill, NJ 08034Â» view map
Bankruptcy & Debt
Where Every Client Matters

We want our clients to be confident and secure knowing we are a law firm ready to take on the fight and challenge with them.

800-824-6431
1. Mark Cherry Cherry Hill, NJ
  Attorney at Law - NJ, 1986
  Widener University J.D. 1986
2. AboutMark Cherry Law
  I will work with you whichever direction you choose to go.
3. Practice AreasSpecializations
  Bankruptcy & Debt
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Edward P Epstein

Divorce & Family Law, Accident & Injury, Collection, Banking & Finance

Status: In Good Standing Licensed: 47 Years

CONTACT

15 Station Ave, Haddon Heights, NJ 08035

Joseph McCormick

Foreclosure, Lawsuit & Dispute, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

76 Euclid Ave, Haddonfield, NJ 08033

Daniel Replogle

Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

545 N Park Dr, Camden, NJ 08107

Michael Berman

Credit & Debt, DUI-DWI, Trusts, Construction, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

582 Dew Ct, Blackwood, NJ 08012

Regina Fedorenko

Trusts, Real Estate, Bankruptcy

Status: In Good Standing

CONTACT

Camden, NJ 08101

Donna Wenzel

Trusts, Real Estate, Bankruptcy, Elder Law

Status: In Good Standing

CONTACT

20 Brace Road, 4th Floor, Cherry Hill, NJ 08002

Fred A. Ruttenberg

Business, Bankruptcy

Status: In Good Standing

CONTACT

20 Brace Road, 4th Floor, Cherry Hill, NJ 08002

Richard E. Dressel

Bankruptcy

Status: In Good Standing

CONTACT

20 Brace Road, 4th Floor, Cherry Hill, NJ 08002

Jeffrey Davis

Bankruptcy

Status: In Good Standing

CONTACT

Oaklyn, NJ 08107

Robert Cooper

Bankruptcy

Status: In Good Standing

CONTACT

Blackwood, NJ 08012

800-923-0641

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Lawyer.com can help you easily and quickly find New Jersey Bankruptcy & Debt Lawyers and New Jersey Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all New Jersey cities. Alternatively you can search for Bankruptcy & Debt attorneys for all New Jersey cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Camden County, NJ Bankruptcy & Debt Lawyers, page 4

Sponsored Law Firm

Mark Cherry Law

SPONSORED LAWYERS

Edward P Epstein

Joseph McCormick

Daniel Replogle

Michael Berman

Regina Fedorenko

Donna Wenzel

Fred A. Ruttenberg

Richard E. Dressel

Jeffrey Davis

Robert Cooper

TIPS

LEGAL TERMS

PRESUMED ABUSE

SECURED DEBT

NONDISCHARGEABLE DEBTS

HOUSEHOLDER

TRADE NAME

PREFERENCE

GRACE PERIOD

FAIR CREDIT REPORTING ACT (FCRA)

REPOSSESSION

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