Cardington Credit & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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James Wiley Park

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1299 Olentangy River Road, Columbus, OH 43212

James E. Nobile

Corporate, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

4511 Cemetery Road, Hilliard, OH 43026

Mark William Iannotta

Commercial Leasing, Contract, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

2109 Stella Court, Columbus, OH 43215

Kathleen L. Caress

Banking & Finance, Bankruptcy, Credit & Debt, Electronic Commerce

Status: In Good Standing

CONTACT

2250 Huntington Center, 41 South High Street, Columbus, OH 43215

Andrew Jack Ruzicho

Landlord-Tenant, Family Medical Leave Act (FMLA), Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

118 Graceland Blvd, Columbus, OH 43214

Keith George Mcwalter

Public Finance, Gift Taxation, Contract, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

223 E Elm St, Granville, OH 43023

Asriel C. Strip

Estate Planning, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 65 Years

CONTACT

575 S 3Rd St, Columbus, OH 43215

Schuyler Robert Schmidt

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

1400 King Ave, Westerville, OH 43212

Sara Hutchins Jodka

Class Action, Communication & Media Law, Employee Rights, Credit & Debt

Status: In Good Standing

CONTACT

250 West Street, Columbus, OH 43215

Eric Eastman Willison

Real Estate, Criminal, Constitutional Law, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

4876 Cemetery Rd, Hilliard, OH 43026

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FDCPA

See Fair Debt Collections & Practices Act.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Cardington Credit & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

James Wiley Park

James E. Nobile

Mark William Iannotta

Kathleen L. Caress

Andrew Jack Ruzicho

Keith George Mcwalter

Asriel C. Strip

Schuyler Robert Schmidt

Sara Hutchins Jodka

Eric Eastman Willison

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

CHAPTER 13 PLAN

FDCPA

REPOSSESSION

FAIR CREDIT REPORTING ACT (FCRA)

SECRET WARRANTY PROGRAM

GRACE PERIOD

BULK SALES LAW

UNSECURED DEBT

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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