Carolina Beach Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
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John Frederick Gehring

Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

2480 Parkridge Dr, Southport, NC 28461

James D. Crane

Government, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

3793 Club Cottage Drive, Southport, NC 28461

Ronald G. Blanchard

Traffic, Criminal, Business, Bankruptcy

Status: Deceased Licensed: 47 Years

CONTACT

240 Ne 38Th Street, Southport, NC 28465

Susan B. O'Toole

Banking & Finance, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

2700 Shady Pine Cir, Southport, NC 28461

Stephen Edward Dalton

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

2525 Costmary Ln, Wilmington, NC 28412

Jason Wesley Henderson

Real Estate, Litigation, Lawsuit & Dispute, Commercial Bankruptcy

Status: In Good Standing

CONTACT

2004 Ashland Court, Wilmington, NC 28405

Richard Preston Cook

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

3302 Gillmoss Lane, Wilmington, NC 28409

Richard Preston Cook

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

3302 Gillmoss Lane, Wilmington, NC 28409

Richard Preston Cook

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

3302 Gillmoss Lane, Wilmington, NC 28409

Danielle Michelle Mcclain

Bankruptcy, Commercial Real Estate

Status: In Good Standing Licensed: 15 Years

CONTACT

5020 Out Island Drive, Wilmington, NC 28409

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Carolina Beach Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

John Frederick Gehring

James D. Crane

Ronald G. Blanchard

Susan B. O'Toole

Stephen Edward Dalton

Jason Wesley Henderson

Richard Preston Cook

Richard Preston Cook

Richard Preston Cook

Danielle Michelle Mcclain

TIPS

LEGAL TERMS

UNDUE HARDSHIP

SETOFF

UNSECURED DEBT

GARNISHMENT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

COLLECTION AGENCY

SECURED DEBT

NONEXEMPT PROPERTY

COSIGNER

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