Carroll County, IL Collection Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Carroll Collection lawyer.
Below are all Carroll lawyers.

John Lecomte

Commercial Real Estate, Federal Appellate Practice, Government, Transactions

Status: In Good Standing Licensed: 49 Years

CONTACT

322 Main St, Savanna, IL 61074

John Robert Lecomte

Commercial Real Estate, Federal Appellate Practice, Government, Transactions

Status: In Good Standing Licensed: 49 Years

CONTACT

322 Main St, Savanna, IL 61074

Betsy Shaulis

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

100 South Broad Street, Lanark, IL 61046

Betsy Leigh Shaulis

Criminal, Divorce & Family Law, Employment, Real Estate, Traffic

Status: In Good Standing Licensed: 19 Years

CONTACT

100 South Broad, Lanark, IL 61046

Kipp Meyers

Real Estate, Federal Appellate Practice, Government, Civil & Human Rights

Status: In Good Standing Licensed: 33 Years

CONTACT

100 South Broad Street, Lanark, IL 61046

Kipp E. Meyers

Real Estate, Federal Appellate Practice, Government, Civil & Human Rights

Status: In Good Standing Licensed: 33 Years

CONTACT

100 South Broad Street, Lanark, IL 61046

Scott Lee Brinkmeier

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

612 N Clay St, Mount Carroll, IL 61053

John Joseph Grotto

Real Estate, Federal Appellate Practice, Estate Planning, Civil & Human Rights

Status: In Good Standing Licensed: 45 Years

CONTACT

2023 Hideout Ct, Lanark, IL 61046

John Grotto

Real Estate, Federal Appellate Practice, Estate Planning, Civil & Human Rights

Status: In Good Standing Licensed: 45 Years

CONTACT

2023 Hideout Ct, Lanark, IL 61046

Robert K. Slattery

International Tax, Transactions

Status: In Good Standing Licensed: 44 Years

CONTACT

Lanark, IL 61046

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Carroll County, IL Collection Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

John Lecomte

John Robert Lecomte

Betsy Shaulis

Betsy Leigh Shaulis

Kipp Meyers

Kipp E. Meyers

Scott Lee Brinkmeier

John Joseph Grotto

John Grotto

Robert K. Slattery

TIPS

LEGAL TERMS

CCCS

UNSECURED DEBT

FAIR CREDIT BILLING ACT (FCBA)

TRUTH IN LENDING ACT (TILA)

MEANS TEST

PRESUMED ABUSE

REPOSSESSION

CHAPTER 13 BANKRUPTCY

COSIGNER

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