Carrolls Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Norman C. Dick

Insurance, Collection, Litigation, Civil Rights

Status: Inactive Licensed: 41 Years

CONTACT

133 Beacon Hill Dr, Longview, WA 98632

Darrel S. Ammons

Elder Law, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

871 11Th Ave, Longview, WA 98632

David W Ridenour

Construction, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

13019 NW 47th Ave, Vancouver, WA 98685

Robert E. L. Bennett

Landlord-Tenant, Traffic, Collection, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

702 Se Fairwinds Loop, Vancouver, WA 98661

Scott Edward Russon

Landlord-Tenant, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

10000 Ne 7Th Ave, Vancouver, WA 98685

Scott K Matthews

Family Law, Elder Law, Contract, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

710 W Evergreen Blvd, Vancouver, WA 98660

Lawrence Jon Holzman

Labor Law, Civil Rights, Collection, Personal Injury

Status: Inactive Licensed: 35 Years

CONTACT

1409 Franklin St, Vancouver, WA 98660

Leylan Greb

Collection, Civil Rights, Family Law, Traffic

Status: Inactive Licensed: 19 Years

CONTACT

1010 Esther St, Vancouver, WA 98660

Donald Arthur Esau

Land Use & Zoning, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

2501 Ne 138Th Ave, Vancouver, WA 98684

Jason D Smith

Litigation, Life & Health, Administrative Law, Collection

Status: Suspended Licensed: 19 Years

CONTACT

11405 Se 23Rd St, Vancouver, WA 98664

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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Carrolls Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Norman C. Dick

Darrel S. Ammons

David W Ridenour

Robert E. L. Bennett

Scott Edward Russon

Scott K Matthews

Lawrence Jon Holzman

Leylan Greb

Donald Arthur Esau

Jason D Smith

TIPS

LEGAL TERMS

CREDIT COUNSELING

DEBT COLLECTOR

CHAPTER 13 PLAN

PREFERENCE

CREDIT BUREAU

SUBROGATION

SOLE PROPRIETORSHIP

NUISANCE FEES

TOXIC TORT

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