Cassadaga Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Laura Marie Cooper

Residential Real Estate, Condominiums, Commercial Real Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

301 N Pine Meadow Dr, Debary, FL 32713

Thomas Wayne Collier

Commercial Real Estate, Lawsuit & Dispute, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

120 S Woodland Blvd, Deland, FL 32720

Brian Paul O'Sullivan

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

428 W Wisconsin Ave, Deland, FL 32720

Howard Lyman Cauvel

Corporate, Collection

Status: In Good Standing Licensed: 52 Years

CONTACT

233 E Rich Ave, Deland, FL 32724

Clare Ann Keijer

Civil Rights, Estate Planning, International Tax, Bankruptcy, Contract

Status: In Good Standing Licensed: 43 Years

CONTACT

120 E Rich Ave, Deland, FL 32724

Claud Bertram Nelson

Civil Rights, Estate Planning, Bankruptcy, Child Custody, Administrative Law

Status: Inactive Licensed: 11 Years

CONTACT

101 N. Alabama Avenue, DeLand, FL 32724

Joshua Robert Gale

Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

101 N Woodland Blvd, Deland, FL 32720

Natali Reyes

Workers' Compensation, Family Law, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

142 E New York Ave, Deland, FL 32724

Christopher Blaine Paul

Litigation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

142 E New York Ave, Deland, FL 32724

Christopher B. Paul

Real Estate, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

142 E New York Ave, Deland, FL 32724

800-923-0641

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CREDIT FILE

See credit report.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Cassadaga Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Laura Marie Cooper

Thomas Wayne Collier

Brian Paul O'Sullivan

Howard Lyman Cauvel

Clare Ann Keijer

Claud Bertram Nelson

Joshua Robert Gale

Natali Reyes

Christopher Blaine Paul

Christopher B. Paul

TIPS

LEGAL TERMS

WINDING UP

IRS EXPENSES

MEANS TEST

CREDIT INSURANCE

S CORPORATION

CREDIT FILE

PREFERENCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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