Castalia Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David Paul Clapsadl

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

CONTACT

120 North Franklin Street, Rocky Mount, NC 27804

Larry E. Norman

Wills, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

101 South Main Street, Louisburg, NC 27549

T. Allen Gardner

Family Law, Personal Injury, Bankruptcy, Trusts

Status: In Good Standing

CONTACT

201 Court Street, Louisburg, NC 27549

A. Scott Mckellar

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

Rocky Mount, NC 27804

Deborah E. Sperati

Lawsuit & Dispute, Banking & Finance, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

Rocky Mount, NC 27802

Donald D. Pergerson

Immigration, Wills & Probate, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

x, Henderson, NC 27536

Elizabeth H. Fairman

Collection, Municipal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Rocky Mount, NC 27803

Elizabeth H. Fairman

Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

808 Beechtree Dr, Nashville, NC 27856

Hassan T. Kingsberry

Lawsuit & Dispute, Government, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

Youngsville, NC 27596

Hassan Terrance-Craig Kingsberry

Lawsuit & Dispute, Government, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

Youngsville, NC 27596

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Castalia Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

David Paul Clapsadl

Larry E. Norman

T. Allen Gardner

A. Scott Mckellar

Deborah E. Sperati

Donald D. Pergerson

Elizabeth H. Fairman

Elizabeth H. Fairman

Hassan T. Kingsberry

Hassan Terrance-Craig Kingsberry

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LEGAL TERMS

COLLECTION AGENCY

LIQUIDATING PARTNER

TRADE DRESS

FRATERNAL BENEFIT SOCIETY BENEFITS

WORKOUT

CREDIT INSURANCE

PREFERENCE

SETOFF

UNDUE HARDSHIP

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