Castalia Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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John A Brikmanis

Bankruptcy, Criminal, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

139 East Water Street, Oak Harbor, OH 43449

James N. Taylor

Real Estate, Traffic, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

409 East Ave, Elyria, OH 44035

Stephen Gary Meckler

Lawsuit & Dispute, Estate, Misdemeanor, Credit & Debt, Accident & Injury

Status: In Good Standing Licensed: 59 Years

CONTACT

1551 W River Road N, Elyria, OH 44035

Donald Harris

Bankruptcy & Debt, Immigration, Tax, Federal, Credit & Debt

Status: In Good Standing

CONTACT

158 E Market St, Sandusky, OH 44870

Janna Elizabeth Waltz

Divorce & Family Law, Contract, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

405 N Huron St, Toledo, OH 43604

Ian Michael Katz

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

1101 Monroe St, Toledo, OH 43604

Matthew Patrick Mundrick

Estate Planning, Divorce, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1801 Spielbusch Avenue, Toledo, OH 43604

Matthew P. Mundrick

Estate Planning, Divorce, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1801 Spielbusch Avenue, Toledo, OH 43604

Adam J. Motycka

Trusts, Divorce, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1107 Adams St, Toledo, OH 43604

Raymond L Beebe

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

1107 Adams St, Toledo, OH 43604

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FCBA

See Fair Credit Billing Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT FILE

See credit report.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Castalia Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

John A Brikmanis

James N. Taylor

Stephen Gary Meckler

Donald Harris

Janna Elizabeth Waltz

Ian Michael Katz

Matthew Patrick Mundrick

Matthew P. Mundrick

Adam J. Motycka

Raymond L Beebe

TIPS

LEGAL TERMS

MEANS TEST

IRS EXPENSES

TRADE DRESS

GRACE PERIOD

DEFINED CONTRIBUTION PLAN

FCBA

UNDUE HARDSHIP

WORKOUT

CREDIT FILE

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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