Castleton Bankruptcy & Debt Lawyer, Illinois, page 5

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
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7. Profile

Daniel Cordis

Divorce & Family Law, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

129 North Walnut, Princeville, IL 61559

David Mclaughlin Lynch

Mediation, Family Law, Divorce & Family Law, Contract, Bankruptcy

Status: In Good Standing

CONTACT

411 Hamilton Boulevard, Peoria, IL 61602

David L. Wentworth

Commercial Real Estate, Natural Resources, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

401 Main St, Peoria, IL 61602

David Wayne Meier

Bankruptcy, Corporate, Litigation

Status: In Good Standing Licensed: 47 Years

CONTACT

One John Deere Pl, Moline, IL 61265

David Mitchell Kaleel

Real Estate, Federal Appellate Practice, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

806 Jefferson St, Mendota, IL 61342

David Alan Hunt

Personal Injury, Bankruptcy, Workers' Compensation, Insurance

Status: In Good Standing Licensed: 35 Years

CONTACT

245 Ne Perry Ave, Peoria, IL 61603

David Hunt

Personal Injury, Bankruptcy, Workers' Compensation, Insurance

Status: In Good Standing Licensed: 35 Years

CONTACT

245 Ne Perry Ave, Peoria, IL 61603

David Kaleel

Real Estate, Federal Appellate Practice, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

806 Jefferson St, Mendota, IL 61342

Dick Bennett Williams

Wills, Employment, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

139 E Washington St, East Peoria, IL 61611

Dick B. Williams

Wills, Criminal, Banking & Finance, Bankruptcy, Estate

Status: In Good Standing

CONTACT

139 E Washington St, East Peoria, IL 61611

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

Castleton Bankruptcy & Debt Lawyer, Illinois, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Daniel Cordis

David Mclaughlin Lynch

David L. Wentworth

David Wayne Meier

David Mitchell Kaleel

David Alan Hunt

David Hunt

David Kaleel

Dick Bennett Williams

Dick B. Williams

TIPS

LEGAL TERMS

FCRA

FORBEARANCE

INTEREST

DEBIT CARD

MEANS TEST

401(K) PLAN

UNDUE HARDSHIP

TRUTH IN LENDING ACT (TILA)

FCBA

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