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Edward Wartman
About | Practice Areas
Edward J. Wartman & Associates
516 East 86th Avenue Merrillville, IN 46410» view map
Bankruptcy & Debt Law
Highest Quality of Legal Services

At Edward J. Wartman & Associates Our experience runs deep and our successes are numerous, yet our motivation is simple.

219-791-1520
1. Edward Wartman Merrillville, IN
  Attorney at Law-IN, 1995
  John Marshall Law School, J.D. 1995
2. AboutEdward J. Wartman & Associates
  Highest Quality of Legal Services
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Edward John Wartman

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Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law, Traffic

Ed was born and raised in Calumet City, Illinois graduating from Quigley South High School in Chicago in 1988. He graduated from Northwestern Univers... (more)

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219-791-1520

516 East 86th Avenue, Merrillville, IN 46410

Adam D. Decker

Business Successions, Collection, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

10200 Broadway, Crown Point, IN 46307

Nicole A. Bennett

Banking & Finance, Corporate, Collection, Constitutional Law

Status: In Good Standing

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1415 Eagle Ridge Drive, Schererville, IN 46375

Andrew L. Kraemer

Bankruptcy, Foreclosure

Status: In Good Standing

FREE CONSULTATION

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506 E 86th Avenue, Merrillville, IN 46410

P. Jeffrey Schlesinger

Bankruptcy, Criminal, DUI-DWI

Status: In Good Standing

FREE CONSULTATION

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8396 Mississippi Street, Merrillville, IN 46410

Irene Constan Gasparis

Traffic, Wills & Probate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

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301 South Main Street, Crown Point, IN 46307

Shawn Douglas Cox

Litigation, Electronic Commerce, Health Care Other, Bankruptcy

Status: In Good Standing

CONTACT

8700 Broadway, Merrillville, IN 46410

Christopher Schmidgall

Bankruptcy & Debt, Criminal, Traffic, DUI-DWI

FREE CONSULTATION

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Six W. 73rd Avenue, Merrillville, IN 46410

Minh Wai

Wills & Probate, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

260 E. 90Th Drive, Merrillville, IN 46410

Seth R. Buitendorp

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Workout

Status: In Good Standing

FREE CONSULTATION

CONTACT

8585 Broadway, Merrillville, IN 46410

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Cedar Lake Bankruptcy & Debt Lawyer, Indiana

Sponsored Law Firm

Edward J. Wartman & Associates

SPONSORED LAWYERS

Edward John Wartman

Adam D. Decker

Nicole A. Bennett

Andrew L. Kraemer

P. Jeffrey Schlesinger

Irene Constan Gasparis

Shawn Douglas Cox

Christopher Schmidgall

Minh Wai

Seth R. Buitendorp

TIPS

LEGAL TERMS

REDEMPTION

DOING BUSINESS AS (DBA)

IRS EXPENSES

CYBERSQUATTING

S CORPORATION

CREDIT INSURANCE

WORKOUT

GUARANTEED RESERVATION

LIMITED LIABILITY

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