Champaign County, IL Workout Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Champaign Workout lawyer.
Below are all Champaign lawyers.

James Douglas Cottrell

✓ VERIFIED

Accident & Injury

James D. Cottrell has been practicing law in Urbana, IL for more than 25 years. His broad-spectrum practice covers many areas of law, including busine... (more)

CONTACT

217-693-4905

505 W University Ave, Champaign, IL 61820

John T Wozniak

✓ VERIFIED

Estate, Real Estate, Business Organization

John T. Wozniak is the founder of the firm who concentrates his practice in the areas of estate planning, probate, real estate, and business formation... (more)

CONTACT

217-367-1647

108 East Anthony Drive, Urbana, IL 61802

Scott M. Bennett

Communication & Media Law, Banking & Finance, Personal Injury

Status: In Good Standing

CONTACT

129 W. Main Street, Urbana, IL 61801

Matthew David Pinner

Car Accident, Premises Liability, Slip & Fall Accident

Status: In Good Standing

FREE CONSULTATION

CONTACT

701 Devonshire Drive, Champaign, IL 61820

Harvey C. Welch

Traffic, Government, Criminal

Status: In Good Standing

FREE CONSULTATION

CONTACT

159 Lincoln Square, Urbana, IL 61801

Allen Verchota III

Family Law, Litigation, Personal Injury, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

115 N. Broadway Avenue, Urbana, IL 61801

Mark A. Lehman

Medical Malpractice, Personal Injury, Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

108 West University Avenue, Urbana, IL 61801

Sam L. Anderson

General Practice

Status: In Good Standing

FREE CONSULTATION

CONTACT

501 West University Avenue, Champaign, IL 61820

Daniel Bowers Kennedy

Traffic, Farms, Family Law, Adoption

Status: In Good Standing

FREE CONSULTATION

CONTACT

One East Main Street, Champaign, IL 61820

E. Phillips Knox

Banking & Finance, Estate Planning, Wills & Probate, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

115 N. Broadway Avenue, Urbana, IL 61801

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Champaign County, IL Workout Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James Douglas Cottrell

John T Wozniak

Scott M. Bennett

Matthew David Pinner

Harvey C. Welch

Allen Verchota III

Mark A. Lehman

Sam L. Anderson

Daniel Bowers Kennedy

E. Phillips Knox

TIPS

LEGAL TERMS

BANKRUPTCY

ABUSE

INFRINGEMENT (OF TRADEMARK)

CHAPTER 13 PLAN

CHAPTER 13 BANKRUPTCY

REPOSSESSION

CREDIT BUREAU

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

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