Chenango County, NY Credit & Debt Lawyers, page 6

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Chenango Credit & Debt lawyer.
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Stephen Michael Dunshee

Real Estate, Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 34 Years

CONTACT

13 Eaton Ave, Norwich, NY 13815

Frank B. Revoir

Divorce & Family Law

Status: In Good Standing Licensed: 33 Years

CONTACT

13 Eaton Ave, Norwich, NY 13815

Jody Paula Eckert

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

Norwich, NY 13815

Maureen A. Byrne

Other, Government

Status: In Good Standing Licensed: 41 Years

CONTACT

Norwich, NY 13815

Claudette Y. Newman

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

13 Eaton Ave, Norwich, NY 13815

Sarah Catherine Fitzpatrick

Government

Status: In Good Standing Licensed: 28 Years

CONTACT

5 Court St, Norwich, NY 13815

Christopher Patrick Neville

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

36 Genesee St, Greene, NY 13778

Alan E. Gordon

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

5 Court St, Norwich, NY 13815

Lisa Anne Natoli

Divorce & Family Law

Status: In Good Standing Licensed: 23 Years

CONTACT

26 Conkey Ave, Norwich, NY 13815

Steven Greig Natoli

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

26 Conkey Avenue, Norwich, NY 13815

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLATERAL

Property that guarantees payment of a secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

... Such a system is not tolerable in regard to credit card and other consumer credit debt cases where items such as the interest rate, late payment charge, and over-the-limit fees may change several times over the course of the consumer credit agreement. ...

Grasso v. Grasso

... 765 The husband also correctly contends that the Supreme Court improvidently exercised its discretion by, in effect, holding him responsible for 100% of the credit card obligations that constitute the parties' marital debt as well as all the marital debt that was solely in the wife's ...

PRA III LLC v. Gonzalez

... agreement to extend credit to the defendant, the issuance of credit cards at the defendant's address, his use of credit cards, his ... Moreover, the plaintiff submitted no evidence demonstrating the defendant's intention to pay the alleged debt (see General Obligations Law Â§ 17-101 ...

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Chenango County, NY Credit & Debt Lawyers, page 6

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Stephen Michael Dunshee

Frank B. Revoir

Jody Paula Eckert

Maureen A. Byrne

Claudette Y. Newman

Sarah Catherine Fitzpatrick

Christopher Patrick Neville

Alan E. Gordon

Lisa Anne Natoli

Steven Greig Natoli

TIPS

LEGAL TERMS

IRS EXPENSES

GARNISHMENT

DEBT COLLECTOR

CREDITOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLATERAL

REDEMPTION

TOXIC TORT

LIQUIDATING PARTNER

SAMPLE LEGAL CASES

COLLINS FIN. v. Vigilante

Grasso v. Grasso

PRA III LLC v. Gonzalez

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